Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

American Legend 7 MVA

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

American Legend 7 -  fixed-indexed annuity offers multiple indexed strategies, accepts additional purchase payments, and features early withdrawal charges and market value adjustments that end after seven years.

For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, RI, SC, SD, TN, TX, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.4% Fixed
1-Year S&P 500 PTP Cap (7-Year Lock)
Point to Point
Annual
9.5% Cap
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
10.25% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.75% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.1% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
70% Participation
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate
Point to Point
Annual
75% Participation
1-Year SPDR Gold PTP Cap
Point to Point
Annual
10.75% Cap
1-Year Fixed Account
Fixed
4.6% Fixed
1-Year S&P 500 PTP Cap (7-Year Lock)
Point to Point
Annual
10% Cap
1-Year iShares U.S. Real Estate PTP Cap
Point to Point
Annual
10.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
3% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.6% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate
Point to Point
Annual
75% Participation
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate
Point to Point
Annual
80% Participation
1-Year SPDR Gold PTP Cap
Point to Point
Annual
11.5% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
IncomeSecure No 0.95% annually
Inheritance Enhancer (Age 50-75) No 1.15% annually
Inheritance Enhancer (Age 76-85) No 1.15% annually