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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

American Select 7 Bonus

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Highlights

American Select Bonus is a Modified Single Premium Deferred Individual Annuity Contract with Index-Linked Options. 
Available in states: AZ, CO, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, MI, MO, MT, NE, NV, NM, ND, OH, OK, OR, SD, TX, and UT
Type
Fixed Index
Premium Bonus
8%
Term
7 Years
Surrender schedule
9%8.1%7.2%6.3%5.4%4.5%3.6%
Free withdrawal
1st year: 0%
2nd+ year: 5%
Market value adjustment
Return of premium
Minimum contribution
$20,000
Types of funds
Non-Qualified, 401k, IRA, Pension, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, and 1035 Exchange
Brochure
Open brochure

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.8% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.75% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
100% Participation
2-Year Janus SG Guidance Index Value Lock PTP Participation Rate
Point to Point
Biennial
75% Participation
2-Year GS Xenith PTP Participation Rate
Point to Point
Biennial
200% Participation
1-Year GS Xenith PTP Participation Rate
Point to Point
Annual
150% Participation
1-Year S&P 500 ESG PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year S&P 500 ESG PTP Cap
Point to Point
Annual
5% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 5% 4%

Riders

No Riders for American Select 7 Bonus annuity.

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