American Select 10
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Highlights
American Select is a Modified Single Premium Deferred Individual Annuity Contract with Index-Linked Options.
Available in states:
AZ, CO, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, MI, MO, MT, NE, NV, NM, ND, OH, OK, OR, SD, TX, and UT
Type
|
Fixed Index
|
---|---|
Term
|
10 Years |
Surrender schedule
|
9%8.1%7.2%6.3%5.4%4.5%3.6%2.7%1.8%0.9% |
Free withdrawal
|
10% |
Market value adjustment
|
|
Return of premium
|
|
Minimum contribution
|
$20,000 |
Types of funds
|
Non-Qualified, 401k, IRA, Pension, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, and 1035 Exchange |
Brochure
|
Open brochure |
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
5%
Fixed
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
11%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
1-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Annual
|
150%
Participation
|
2-Year Janus SG Guidance Index Value Lock PTP Participation Rate |
Point to Point
Biennial
|
115%
Participation
|
1-Year S&P 500 ESG PTP Cap |
Point to Point
Annual
|
7.25%
Cap
|
1-Year S&P 500 ESG PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
1-Year GS Xenith PTP Participation Rate |
Point to Point
Annual
|
200%
Participation
|
2-Year GS Xenith PTP Participation Rate |
Point to Point
Biennial
|
275%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 9% | 8% | 7% | 6% | 5% | 5% | 4% | 3% | 2% | 1% |