Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

American Select 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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American Select is a Modified Single Premium Deferred Individual Annuity Contract with Index-Linked Options. 
Available in states: AZ, CO, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, MI, MO, MT, NE, NV, NM, ND, OH, OK, OR, SD, TX, and UT

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
5% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
11% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
150% Participation
2-Year Janus SG Guidance Index Value Lock PTP Participation Rate
Point to Point
Biennial
115% Participation
1-Year S&P 500 ESG PTP Cap
Point to Point
Annual
7.25% Cap
1-Year S&P 500 ESG PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year GS Xenith PTP Participation Rate
Point to Point
Annual
200% Participation
2-Year GS Xenith PTP Participation Rate
Point to Point
Biennial
275% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 8% 7% 6% 5% 5% 4% 3% 2% 1%