Americo Elite 5
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Highlights
The Americo Elite 5 is a competitive indexed single-premium deferred annuity with an automatically renewing 5-year surrender charge period and a 5-year index period.
Available in states:
AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
5 Years |
|
Surrender schedule
|
8%8%7%6%5% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, and Inherited IRA |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
4.6%
Fixed
|
| 1-Year Dow Jones US Real Estate PTP Participation Rate |
Point to Point
Annual
|
54%
Participation
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
55%
Participation
|
| 1-Year NASDAQ Biotechnology PTP Participation Rate |
Point to Point
Annual
|
42%
Participation
|
| 1-Year Technology Select Sector PTP Participation Rate |
Point to Point
Annual
|
45%
Participation
|
| 1-Year Health Care Select Sector PTP Participation Rate |
Point to Point
Annual
|
63%
Participation
|
| 5-Year Dow Jones US Real Estate PTP Final Average Participation Rate |
Point to Point
5-Year
|
131%
Participation
|
| 5-Year S&P 500 PTP Final Average Participation Rate |
Point to Point
5-Year
|
106%
Participation
|
| 5-Year NASDAQ Biotechnology PTP Final Average Participation Rate |
Point to Point
5-Year
|
84%
Participation
|
| 5-Year Technology Select Sector PTP Final Average Participation Rate |
Point to Point
5-Year
|
89%
Participation
|
| 5-Year Health Care Select Sector PTP Final Average Participation Rate |
Point to Point
5-Year
|
125%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 |
|---|---|---|---|---|---|
| Penalty | 8% | 8% | 7% | 6% | 5% |