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Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

Growth Commander 6 (Legacy Marketing Group)

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Highlights

Growth Commander is a single premium, deferred, fixed indexed annuity wealth accumulation vehicle that puts you in charge of your retirement. Protecting and growing money for retirement doesn’t have to be difficult. You can fund Growth Commander with a single lump-sum premium payment.

Participation rate guarantee — Rates won’t drop during the surrender period, eliminating the awkward renewal rate conversation (applies to Société Générale and Morgan Stanley 1- and 2-year index options).

Please note this product is developed and marketed exclusively with Legacy Marketing Group.
For more information about submitting New Business applications, please contact the Legacy Marketing Group sales desk directly at 800-395-1053, Ext 4002 
Available in states: AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Accumulation
Term
6 Years
Surrender schedule
8%8%7%6%5%4%
Free withdrawal
10%
Market value adjustment
Return of premium
Launch date
02/15/2022
Minimum contribution
$10,000
Maximum contribution
$2,000,000
Max Age Qualified
85
Types of funds
Non-Qualified, IRA, Spousal IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, and Inherited IRA
Brochure
Open brochure

Find out if the Growth Commander 6 (Legacy Marketing Group) is the right product for you.

Premium Notes

The minimum premium amount is $10,000 and the maximum premium amount is $2,000,000 ($1 million for issue ages 75+). With a choice of interest crediting options that allow you to select the growth opportunities that make sense for you, Growth Commander gives you control.

Markets
Accepts Q and NQ money; traditional, Roth, Inherited (spousal), and SEP IRAs; and non-contributory 403(b)/TSA plans. 

Withdrawal Provisions

Penalty-Free Withdrawals
Contractually, one penalty-free withdrawal is allowed per year equal to 10% of the Accumulation Value as of the most recent contract anniversary. The minimum withdrawal amount is $500, with a minimum remaining surrender value of $2,000. Withdrawals will be taken from the Declared Interest Account on a last-in first-out (LIFO) basis first, and then any additional amounts will be taken from the indexed options on a LIFO basis. 
By current company practice, multiple penalty-free withdrawals are allowed annually, provided the total does not exceed 10% of the Accumulation Value as of the most recent contract anniversary. Subsequent withdrawals after the first are based on the Accumulation Value at the time of the withdrawal. Also by current company practice, interest-only withdrawals may be taken from the Declared Interest Account in Year 1 after 30 days, subject to the annual 10% penalty-free withdrawal provision. 

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.2% Fixed
2-Year SG Global Balanced PTP Participation Rate Guaranteed for Term
Point to Point
Biennial
220% Participation
2-Year SG Global Balanced PTP Participation Rate Guaranteed for Term
Point to Point
Biennial
298% Participation
1-Year Morgan Stanley Enhanced Allocation PTP Participation Rate Guaranteed for Term
Point to Point
Annual
150% Participation
1-Year Morgan Stanley Enhanced Allocation PTP Participation Rate Guaranteed for Term
Point to Point
Annual
204% Participation
2-Year Morgan Stanley Enhanced Allocation PTP Participation Rate Guaranteed for Term
Point to Point
Biennial
232% Participation
2-Year Morgan Stanley Enhanced Allocation PTP Participation Rate Guaranteed for Term
Point to Point
Biennial
316% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.05% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
12.15% Cap
1-Year SG Global Balanced PTP Participation Rate Guaranteed for Term
Point to Point
Annual
164% Participation
1-Year SG Global Balanced PTP Participation Rate Guaranteed for Term
Point to Point
Annual
222% Participation
1-Year S&P 500 IQ PTP Cap
Point to Point
Annual
13.05% Cap
1-Year S&P 500 IQ PTP Participation Rates
Point to Point
Annual
70% Participation
1-Year S&P 500 IQ PTP Participation Rates
Point to Point
Annual
95% Participation

Surrender schedule

Year 1 2 3 4 5 6
Penalty 8% 8% 7% 6% 5% 4%

Riders

No Riders for Growth Commander 6 (Legacy Marketing Group) annuity.

Waivers

Hospital

Unavailable in states: MA

In most states, if after the contract date you become confined to a hospital for at least 90 consecutive days, you may withdraw 100% of your Accumulation Value without incurring surrender charges. This is made available under the Waiver of Surrender Charges Upon Hospital Confinement Endorsement. Your withdrawal request and proof of confinement must be provided no later than 30 days after discharge.

Nursing Home

Unavailable in states: MA

In most states, if after the contract date you become confined to a nursing home for at least 90 consecutive days, you may withdraw 100% of your Accumulation Value without incurring surrender charges. This is made available under the Waiver of Surrender Charges Upon Nursing Home Confinement Endorsement. Your withdrawal request and proof of confinement must be provided no later than 30 days after discharge.

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