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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.30%
7-Year
6.00%
10-Year
5.80%

Platinum Assure

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Highlights

Premium Type
Single Premium
Max age Qualified
90
Minimum Contribution
$25,000
Maximum Contribution
$1,000,000
Market value adjustment
Return of premium
Free withdrawal
5%
Launch date
06/15/2022
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, 1035 Exchange, and Inherited IRA
Brochure
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Platinum Assure Series is a competitive single premium deferred annuity that provides an initial interest rate guaranteed for 2, 3, 4, 5, 6, or 7 years.

Tax-Deferred Growth
All earnings in your Americo Platinum Assure Series annuity will grow tax deferred until withdrawn. That means money that would have otherwise been used to pay taxes can remain in your annuity and compound overtime.

Safety & Security
The interest rate for your Platinum Assure Series annuity is guaranteed for the entire period you select. After the guarantee period, you can choose to withdraw your money without any penalties.

Access Your Money
Withdraw a percentage of your Account Value once in each contract year without incurring a surrender charge or Market Value Adjustment. Amounts taken in excess of the maximum percentage may be subject to charges and Market Value Adjustments. Percentage vary depending on the guarantee period selected.

Market Value Adjustment Feature
Due to fluctuations in the general interest rate environment, this annuity, like many others, contains a Marketing Value Adjustment (MVA) feature. With an MVA, your surrender value may increase or decrease depending on changes in the the company's current guarantee period interest rate offered on new premium. The adjustment applies to amounts received upon a partial or full surrender, if made during the guarantee period. It also applies if the policy is annuatize during the guarantee period. The adjustment does not apply when funds are withdrawn under the penalty-free withdrawal provision.

Death Benefit
Your beneficiaries will receive the full Account Value of your Platinum Assure Series annuity.

Note: Inherited IRA is taken as a Spousal Inherited IRA 

Find out if the Platinum Assure is the right product for you.

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MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
4 years 5.4%
5 years 5.5%
6 years 5.65%
7 years 5.6%

Riders

No Riders for Platinum Assure annuity.

Waivers

Death

Surrender charges are waived at death.

Hospital

Unavailable in states: MA

After contract issue, if the owner is confined for at least 90 consecutive days in a qualified nursing home or hospital, all surrender charges will be waived. The surrender request plus proof of confinement must be received in the Home Office before discharge or within 30 days after discharge. There is no charge for this endorsement, and it is automatically added to every contract issued.

Nursing Home

Unavailable in states: MA

After contract issue, if the owner is confined for at least 90 consecutive days in a qualified nursing home or hospital, all surrender charges will be waived. The surrender request plus proof of confinement must be received in the Home Office before discharge or within 30 days after discharge. There is no charge for this endorsement, and it is automatically added to every contract issued.

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