Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

WealthLock Accumulator 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

A single premium deferred fixed index annuity (FIA). WealthLock Accumulator offers principal protection with the opportunity to earn an attractive rate of return that is tied to an index’s performance, without the risks associated with direct investment in the market.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
5-Year Franklin Factors US High Water Mark Participation Rate
High Water Mark
5-Year
220% Participation
2-Year Janus SG Lighthouse High Water Mark Participation Rate
High Water Mark
Biennial
110% Participation
5-Year Janus SG Lighthouse High Water Mark Participation Rate
High Water Mark
5-Year
150% Participation
2-Year Invesco Peak High Water Mark Participation Rate
High Water Mark
Biennial
175% Participation
2-Year Franklin Factors US High Water Mark Participation Rate
High Water Mark
Biennial
160% Participation
5-Year Invesco Peak High Water Mark Participation Rate
High Water Mark
5-Year
245% Participation
1-Year Fixed Account
Fixed
4.25% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
62% Participation
1-Year Invesco Peak PTP Participation Rate
Point to Point
Annual
195% Participation
1-Year Franklin Factors US PTP Participation Rate
Point to Point
Annual
195% Participation
1-Year Janus SG Lighthouse PTP Participation Rate
Point to Point
Annual
120% Participation
2-Year Janus SG Lighthouse High Water Mark Participation Rate
High Water Mark
Biennial
115% Participation
5-Year Janus SG Lighthouse High Water Mark Participation Rate
High Water Mark
5-Year
160% Participation
2-Year Invesco Peak High Water Mark Participation Rate
High Water Mark
Biennial
185% Participation
5-Year Invesco Peak High Water Mark Participation Rate
High Water Mark
5-Year
260% Participation
2-Year Franklin Factors US High Water Mark Participation Rate
High Water Mark
Biennial
170% Participation
5-Year Franklin Factors US High Water Mark Participation Rate
High Water Mark
5-Year
235% Participation
1-Year Fixed Account
Fixed
4.5% Fixed
1-Year Janus SG Lighthouse PTP Participation Rate
Point to Point
Annual
125% Participation
1-Year Franklin Factors US PTP Participation Rate
Point to Point
Annual
205% Participation
1-Year Invesco Peak PTP Participation Rate
Point to Point
Annual
205% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
65% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.75% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%