Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Synergy Choice Income

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Synergy Choice Income fixed index annuity can help you achieve the retirement of your dreams with a built-in Guaranteed Lifetime Withdrawal Benefit (GLWB) rider that converts a portion of savings into a stream of income that is guaranteed to last for a lifetime, or two. 
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.5% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.5% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
9.5% Cap
2-Year Citi Aria PTP Participation Rate
Point to Point
Biennial
87% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
30% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
35% Participation
1-Year Citi Aria PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year GS Grand Prix PTP Participation Rate
Point to Point
Annual
132% Participation
2-Year GS Grand Prix PTP Participation Rate
Point to Point
Biennial
190% Participation
1-Year Fixed Account
Fixed
2.75% Fixed
2-Year Citi Aria PTP Participation Rate
Point to Point
Biennial
95% Participation
1-Year Citi Aria PTP Participation Rate
Point to Point
Annual
61% Participation
2-Year GS Grand Prix PTP Participation Rate
Point to Point
Biennial
205% Participation
1-Year GS Grand Prix PTP Participation Rate
Point to Point
Annual
145% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
39% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
33% Participation
2-Year S&P 500 PTP Cap
Point to Point
Biennial
10.5% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.25% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Guaranteed Lifetime Income Benefit Rider Yes 0.50% annually (1.50% max)