Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Synergy Choice Bonus

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Key Takeaways

  • Companies are different
When it comes to planning for retirement, there are many strategies to help you reach your goals. Synergy Choice Bonus from Aspida Life Insurance Company can be a valuable part of your retirement portfolio for a number of reasons.
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.1% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
7% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
12.75% Cap
2-Year Citi Aria PTP Participation Rate
Point to Point
Biennial
83% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
47% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
53% Participation
1-Year Citi Aria PTP Participation Rate
Point to Point
Annual
60% Participation
1-Year GS Grand Prix PTP Participation Rate
Point to Point
Annual
145% Participation
2-Year GS Grand Prix PTP Participation Rate
Point to Point
Biennial
195% Participation
1-Year Fixed Account
Fixed
3.35% Fixed
2-Year Citi Aria PTP Participation Rate
Point to Point
Biennial
90% Participation
1-Year Citi Aria PTP Participation Rate
Point to Point
Annual
65% Participation
2-Year GS Grand Prix PTP Participation Rate
Point to Point
Biennial
210% Participation
1-Year GS Grand Prix PTP Participation Rate
Point to Point
Annual
155% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
56% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
2-Year S&P 500 PTP Cap
Point to Point
Biennial
14.25% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.75% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%