Ratings:

A.M. Best B++

James Alden

Experienced Financial Advisor

25 years

experience

3,712

career consultations

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Safe Harbor 20 (FL Only)

The Atlantic Coast Life Insurance Company is nearing a century of experience in the field of retirement planning, being founded in 1925. The company has been known to serve funeral homes and families by providing end of life funding and solutions. With a focus on speed of claim payments, Atlantic Coast strives to be a ‘beacon of integrity’ when it comes to dealing with clients and agents alike. Of late, it has been committed to developing its preneed and annuity distribution systems, while always protecting stakeholder interests. Being acquired by Advantage Capital in 2015 helped this process, leading to a nationwide expansion and launching of its annuity sales division.

Safe Harbor 20 (FL Only)

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Ratings:

A.M. Best B++

About Product

Premium Type

Single Premium

Fee withdrawal:

None

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$5,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 1035 Exchange, Stretch IRA, Inherited IRA, and TSP

Launch Date

01/04/2016

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
20 years	4.16%

Safe Harbor Bonus Guarantee is a single premium-deferred annuity that earns a fixed rate of interest,allowing your money to grow on a tax-deferred basis. Our annuity offers multiple guarantee periods to align with your specific needs, and guarantees the interest rate for that entire guaranteed period. Safe Harbor Bonus Guarantee gives you control over the duration of the annuity, which can be five, six, seven, ten or twenty years.

Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.

Issue Age
0 to 50 (20 year guarantee period)

Market Value ADjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.

Riders

Name	Inbuilt	Fee
Death Benefit Feature (FL)	Yes	0.25% rate reduction

Waivers

Surrender Window

At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.