Safe Harbor 20 (FL Only)
Safe Harbor 20 is the annuity plan for you, if you're nearing or in retirement. It offers a secure and guaranteed approach for your peace of mind. You'll have the flexibility to control the annuity period, which could be anything from three to twenty years. What really stands out is the guarantee period, letting you align the product with your needs while ensuring the interest rate.
One fascinating aspect is the protection of your principal; you can earn a guaranteed rate irrespective of the stock market or interest rates. Another exciting feature is tax-deferred growth, letting you defer your taxation till you make withdrawals. The potential for guaranteed income adds another layer of security. Remember, there's also an interest bonus to get your account growing early on!
Safe Harbor 20 (FL Only)
About Product
MYGA Interest Rates
| Term |
Rate
Annual percentage yield (APY)
earned over the investment term |
|---|---|
| 20 years | 3.75% |
Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.
Issue Age
0 to 50 (20 year guarantee period)
Market Value ADjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Death Benefit Feature (FL) | Yes | 0.25% rate reduction |
Waivers
Surrender Window
At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.
- A.M. Best B++
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