based on complex data

Annuity Educator Rating

Annuity review

SecureAdvantage

The SecureAdvantage annuity is an excellent choice for those planning for the future. With its guaranteed income feature, it's an ideal safety net allowing you peace of mind in retirement.

Its flexible options and bonuses enhance your investment growth which is great. After a careful review, SecureAdvantage stands out as a strong, reliable choice for your wellbeing in retirement. Truly a financial friend.

SecureAdvantage

Your Email

Compare this annuity with 800+ others from 100+ companies

Your State

Investment

Your Gender

Your Age

Retire At

No agent will call you

About Product

Type

Fixed Index

Purpose

Accumulation

Term

6 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$50,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, Inherited IRA, and TSP

Launch Date

02/03/2020

A Brighthouse SecureAdvantage 6-Year Fixed Index Annuity offers 100% protection. Purchase payment will be reduced by withdrawals, which may be subject to Withdrawal Charges and a Market Value Adjustment if applicable. All guarantees are subject to the claims-paying ability and financial strength of Brighthouse Life Insurance Company. for your purchase payment against market downturns. It features Index Accounts – including innovative Annual Sum Index Accounts – that provide growth opportunities linked to two well-known market indices. What’s more, it offers access to a portion of your money each year should the need arise, and a death benefit that keeps pace with your selected Index Accounts. SecureAdvantage 6-Year is designed to provide the protection, growth opportunity, and clarity you need.

Market Value Adjustment may not be applicable in all states & waivers are not available in all states and other restrictions may apply.

Guaranteed Lifetime Payout Options:
You can convert your Contract into a stream of fixed-income payments guaranteed for your life. Payments may begin at any time 13 months after your Contract Issue Date. Once Annuity Payments begin, the Contract cannot be surrendered, and you have no withdrawal rights or access to the Account Value. You may choose from the following options, or any other options acceptable to you and us:

Life Annuity with Ten (10) Years of Income Payments Guaranteed – Provides income payments that continue as long as the annuitant is living and are guaranteed for 10 years. If the annuitant dies before the end of the guarantee period, income payments are made to the designated beneficiary(ies) until the end of the guarantee period. No income payments are made once the guarantee period has expired and the Annuitant is no longer living.
Joint and Last Survivor with Ten (10) Years of Income Payments Guaranteed – Provides income payments that are paid for the lifetime of two people and are guaranteed for 10 years. After the death of one Annuitant, the survivor Annuitant will continue to receive the full income payments for as long as he or she lives. If both should die before the end of the guarantee period, the beneficiary(ies) will continue to receive full income payments for the remaining guarantee period. No income payments are made once the guarantee period has expired and the annuitants are no longer living. Income Option Information:
The start date for income payments must be the first day of a calendar month. If an Annuity Start Date is not chosen, the default Annuity Start Date is the First Contract Anniversary after the oldest Owner’s 95th birthday. The default income option is a Life Annuity with a 10-Year Guarantee Period.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.75% Fixed
6-Year UBS truVol US Target Sectors PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	175% Participation
6-Year UBS truVol US Target Sectors PTP Participation Rate	Point to Point 6-Year	185% Participation
6-Year Russell 2000 PTP Annual Sum Cap	Point to Point 6-Year Annual sum	11% Cap
6-Year Russell 2000 PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	55% Participation
6-Year Russell 2000 PTP Participation Rate	Point to Point 6-Year	65% Participation
6-Year S&P 500 PTP Annual Sum Cap	Point to Point 6-Year Annual sum	11.5% Cap
6-Year S&P 500 PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	60% Participation
6-Year S&P 500 PTP Participation Rate	Point to Point 6-Year	70% Participation
6-Year UBS truVol US Target Sectors PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	185% Participation
6-Year UBS truVol US Target Sectors PTP Participation Rate	Point to Point 6-Year	195% Participation
6-Year Russell 2000 PTP Annual Sum Cap	Point to Point 6-Year Annual sum	11.5% Cap
6-Year Russell 2000 PTP Participation Rate	Point to Point 6-Year	75% Participation
6-Year S&P 500 PTP Annual Sum Cap	Point to Point 6-Year Annual sum	12% Cap
6-Year S&P 500 PTP Participation Rate	Point to Point 6-Year	80% Participation
6-Year Russell 2000 PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	65% Participation
6-Year S&P 500 PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	70% Participation
6-Year UBS truVol US Target Sectors PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	190% Participation
6-Year UBS truVol US Target Sectors PTP Participation Rate	Point to Point 6-Year	200% Participation
6-Year Russell 2000 PTP Participation Rate	Point to Point 6-Year	80% Participation
6-Year S&P 500 PTP Annual Sum Cap	Point to Point 6-Year Annual sum	12.25% Cap
6-Year Russell 2000 PTP Annual Sum Cap	Point to Point 6-Year Annual sum	11.75% Cap
6-Year Russell 2000 PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	70% Participation
6-Year S&P 500 PTP Annual Sum Participation Rate	Point to Point 6-Year Annual sum	75% Participation
6-Year S&P 500 PTP Participation Rate	Point to Point 6-Year	85% Participation

Surrender schedule

Year	1	2	3	4	5	6
Penalty	8%	8%	7%	6%	5%	4%

Riders

No Riders for SecureAdvantage annuity.

Waivers

Nursing Home

Unavailable in states: CA, and SD

After the first contract year, we will waive the Withdrawal Charge and MVA if you or the joint owner becomes confined to a hospital and/or nursing home for at least 90 days. Confinement must start after the first contract year. The nursing home waiver does not include home health care. Not available in all states. Other restrictions apply.

Terminal Illness

Unavailable in states: CA

After the first contract year, we will waive the Withdrawal Charge and MVA if you or the joint owner becomes terminally ill and is not expected to live more than 12 months. Not available in all states. Other restrictions apply.

Premium Notes

Notes:

TSP funds have to be rolled into an IRA.
After the initial 6-Year Index Term, the only options available are 1-Year Index Terms and Fixed Account. Credit Suisse TruVol US Target Sectors Index is not available for a 1-Year Index Term after the initial 6-Year Index Term.

Withdrawal Provisions

Free Withdrawal AmountThe following amounts may be withdrawn free of a Withdrawal Charge and Market Value Adjustment (MVA): Up to 10% of the purchase payment every contract year, including the first contract year. The Free Withdrawal Amount is non-cumulative and amounts not taken will not carry over to the next contract year. Withdrawals made to satisfy Required Minimum Distributions (RMDs) for amounts held within the contract Minimum Withdrawal: $500.00 or $100.00 for automated withdrawal programs

Company Founded: 1863

Excellent Rated Company

Brighthouse Life Insurance Company

Company Ratings