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Shield Level II 6-Year

The Shield Level II 6-Year annuity is a superb option for future-focused folks. Offering peace of mind, this plan's key feature is its protection against market downturns. Say goodbye to retirement worries!

Engaging and easy to understand, its brochure gives a clear picture of its benefits. With Shield Level II 6-Year, you're not just planning; you're securing success for your golden years.

Shield Level II 6-Year

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Retire At

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About Product

Type

Registered Index-Linked

Purpose

Accumulation

Term

6 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, Stretch IRA, NQ Stretch, and TSP

Launch Date

07/24/2017

Brighthouse Shield Level II 6-Year Annuity is a long-term contract intended for retirement or other long-term investment purposes. It uses a portion of retirement assets to help take advantage of market growth opportunities with the assurance of a level of downside protection other investment options may not provide. A Shield annuity is an index-linked annuity that doesn't invest directly in the chosen index or indices, but rather tracks their performance.

Interim Value
The Interim Value calculation uses a hypothetical portfolio approach which aligns with industry standards. The Interim Value for each Shield Option is equal to the sum of (1) the market value of the Fixed Income Asset Proxy and (2), the current market value of the Derivative Asset Proxy.

Performance Lock Feature
Each Shield Level II Annuity product offers the Performance Lock feature, which is available with all Shield Options (not available on Shield Level Pay Plus II). The Contract Owner will be able to lock the Interim Value once per Term. Performance Lock Value can be transferred to another Shield Option or the Fixed Account on any Contract Anniversary after the Performance Lock is exercised. Once the Performance Lock is exercised, it is irrevocable.

Available in states: AL, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
2-Year Nasdaq-100 Shield 15 with Step Rate Edge	Step Rate Edge Biennial	14% Performance triggered
1-Year S&P 500 Shield 10 with Step Rate Edge	Step Rate Edge Annual	7.25% Performance triggered
1-Year S&P 500 Shield 15 with Step Rate Edge	Step Rate Edge Annual	6.25% Performance triggered
2-Year S&P 500 Shield 10 with Step Rate Edge	Step Rate Edge Biennial	13.75% Performance triggered
2-Year S&P 500 Shield 15 with Step Rate Edge	Step Rate Edge Biennial	12.25% Performance triggered
1-Year Russell 2000 Shield 10 with Step Rate Edge	Step Rate Edge Annual	9% Performance triggered
1-Year Russell 2000 Shield 15 with Step Rate Edge	Step Rate Edge Annual	7.25% Performance triggered
2-Year Russell 2000 Shield 10 with Step Rate Edge	Step Rate Edge Biennial	16.5% Performance triggered
2-Year Russell 2000 Shield 15 with Step Rate Edge	Step Rate Edge Biennial	14.25% Performance triggered
1-Year MSCI EAFE Shield 15 with Step Rate Edge	Step Rate Edge Annual	5.75% Performance triggered
2-Year MSCI EAFE Shield 10 with Step Rate Edge	Step Rate Edge Biennial	13.5% Performance triggered
2-Year MSCI EAFE Shield 15 with Step Rate Edge	Step Rate Edge Biennial	11% Performance triggered
1-Year Nasdaq-100 Shield 10 with Step Rate Edge	Step Rate Edge Annual	8.75% Performance triggered
1-Year Nasdaq-100 Shield 15 with Step Rate Edge	Step Rate Edge Annual	7.25% Performance triggered
2-Year Nasdaq-100 Shield 10 with Step Rate Edge	Step Rate Edge Biennial	16.25% Performance triggered
1-Year MSCI EAFE Shield 10 with Step Rate Edge	Step Rate Edge Annual	7.25% Performance triggered
1-Year Fixed Account	Fixed	3.5% Fixed
1-Year MSCI EAFE PTP Cap Shield 25	Point to Point Annual	8.25% Cap
1-Year Nasdaq-100 PTP Cap Shield 25	Point to Point Annual	9.25% Cap
6-Year Nasdaq-100 PTP Cap Shield 25	Point to Point 6-Year	75% Cap
6-Year Nasdaq-100 PTP Cap Shield 15	Point to Point 6-Year	100% Cap
6-Year Nasdaq-100 PTP Cap Shield 10	Point to Point 6-Year	125% Cap
3-Year Nasdaq-100 PTP Cap Shield 15	Point to Point Triennial	40% Cap
1-Year Nasdaq-100 PTP Cap Shield 15	Point to Point Annual	12.5% Cap
1-Year Nasdaq-100 PTP Cap Shield 10	Point to Point Annual	15.5% Cap
3-Year Nasdaq-100 PTP Cap Shield 10	Point to Point Triennial	50% Cap
6-Year MSCI EAFE PTP Cap Shield 15	Point to Point 6-Year	200% Cap
1-Year S&P 500 PTP Cap Shield 10	Point to Point Annual	13% Cap
3-Year MSCI EAFE PTP Cap Shield 15	Point to Point Triennial	80% Cap
3-Year MSCI EAFE PTP Cap Shield 10	Point to Point Triennial	130% Cap
3-Year Russell 2000 PTP Cap Shield 15	Point to Point Triennial	50% Cap
3-Year Russell 2000 PTP Cap Shield 10	Point to Point Triennial	90% Cap
3-Year S&P 500 PTP Cap Shield 15	Point to Point Triennial	50% Cap
3-Year S&P 500 PTP Cap Shield 10	Point to Point Triennial	130% Cap
6-Year MSCI EAFE PTP Cap Shield 25	Point to Point 6-Year	110% Cap
1-Year S&P 500 PTP Cap Shield 25	Point to Point Annual	7.5% Cap
6-Year MSCI EAFE PTP Cap Shield 10	Point to Point 6-Year	300% Cap
6-Year Russell 2000 PTP Cap Shield 25	Point to Point 6-Year	75% Cap
6-Year Russell 2000 PTP Cap Shield 15	Point to Point 6-Year	90% Cap
6-Year Russell 2000 PTP Cap Shield 10	Point to Point 6-Year	130% Cap
6-Year S&P 500 PTP Cap Shield 25	Point to Point 6-Year	85% Cap
6-Year S&P 500 PTP Cap Shield 15	Point to Point 6-Year	225% Cap
6-Year S&P 500 PTP Cap Shield 10 Uncapped (Most States)	Point to Point 6-Year
1-Year Russell 2000 PTP Cap Shield 25	Point to Point Annual	10.25% Cap
1-Year MSCI EAFE PTP Cap Shield 15	Point to Point Annual	11.5% Cap
1-Year Russell 2000 PTP Cap Shield 15	Point to Point Annual	14.5% Cap
1-Year S&P 500 PTP Cap Shield 15	Point to Point Annual	10% Cap
1-Year MSCI EAFE PTP Cap Shield 10	Point to Point Annual	17% Cap
1-Year Russell 2000 PTP Cap Shield 10	Point to Point Annual	19.5% Cap
1-Year Nasdaq-100 Shield 15 with Step Rate	Performance Triggered Annual	9% Performance triggered
1-Year MSCI EAFE Shield 10 with Step Rate	Performance Triggered Annual	8.5% Performance triggered
1-Year Russell 2000 Shield 10 with Step Rate	Performance Triggered Annual	11.25% Performance triggered
1-Year S&P 500 Shield 10 with Step Rate	Performance Triggered Annual	8.75% Performance triggered
1-Year Nasdaq-100 Shield 10 with Step Rate	Performance Triggered Annual	10.25% Performance triggered
2-Year MSCI EAFE Shield 10 with Step Rate	Performance Triggered Biennial	15.5% Performance triggered
1-Year MSCI EAFE Shield 15 with Step Rate	Performance Triggered Annual	7.75% Performance triggered
1-Year Russell 2000 Shield 15 with Step Rate	Performance Triggered Annual	10% Performance triggered
1-Year S&P 500 Shield 15 with Step Rate	Performance Triggered Annual	8% Performance triggered
2-Year Nasdaq-100 Shield 10 with Step Rate	Performance Triggered Biennial	17.5% Performance triggered
2-Year Nasdaq-100 Shield 15 with Step Rate	Performance Triggered Biennial	15.5% Performance triggered
2-Year S&P 500 Shield 10 with Step Rate	Performance Triggered Biennial	14.75% Performance triggered
2-Year S&P 500 Shield 15 with Step Rate	Performance Triggered Biennial	13.5% Performance triggered
2-Year Russell 2000 Shield 10 with Step Rate	Performance Triggered Biennial	18.25% Performance triggered
2-Year Russell 2000 Shield 15 with Step Rate	Performance Triggered Biennial	16.75% Performance triggered
2-Year MSCI EAFE Shield 15 with Step Rate	Performance Triggered Biennial	13.5% Performance triggered
6-Year S&P 500 PTP Cap Shield 10 (Variation States)	Point to Point 6-Year	500% Cap

Surrender schedule

Year	1	2	3	4	5	6
Penalty	7%	7%	6%	5%	4%	3%

Riders

No Riders for Shield Level II 6-Year annuity.

Waivers

Nursing Home

Unavailable in states: CT, and MA

After the first contract year, we will waive the withdrawal charge if you or the joint owner becomes confined to a hospital and/or nursing home for at least 90 days. Confinement must start after the first contract year. Available to purchasers age 80 or younger at contract issue. The nursing home waiver does not include home health care. Not available in all states. Other restrictions apply. See the prospectus for further details.

Terminal Illness

Unavailable in states: CT, MA, SD, TX, and WA

After the first contract year, we will waive the withdrawal charge if you or the joint owner becomes terminally ill and is not expected to live more than 12 months. Available to purchasers age 80 or younger at contract issue. Not available in all states. Other restrictions apply. See the prospectus for further details.

Withdrawal Provisions

Free WithdrawalAfter the first contract year, the Free Withdrawal Amount is equal to 10% of the account value as of the prior contract anniversary. In addition, there are other situations where a withdrawal charge may not apply. Automated WithdrawalsA scheduled stream of monthly, quarterly, or annual withdrawals that may be taken from specified Shield Options and/or the Fixed Account, or proportionally from all Shield Options and the Fixed Account, as allocated. Automated required minimum distributions (RMDs) are available in any contract year. Automated withdrawals for purposes other than RMDs are available after the first contract year and may be subject to withdrawal charges if they exceed the Free Withdrawal Amount in a contract year. Other restrictions apply.

Company Founded: 1863

Excellent Rated Company

Brighthouse Life Insurance Company

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