annuity-educator-logo
Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

MarketFive Index

Get an annuity today!
Learn how an annuity can provide guaranteed income for life.

Highlights

MarketFive Index is a flexible premium fixed index annuity. Product contains a fixed-rate account and a variety of index accounts, two of which feature custom, risk-controlled indices: Barclays Focus50 Index and S&P MARC 5% Excess Return Index. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Accumulation
Term
5 Years
Surrender schedule
9%8%7%6.5%5.5%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Flexible premium Product Life
Market value adjustment
Return of premium
Launch date
08/01/2023
Minimum contribution
$10,000
Maximum contribution
$2,000,000
Max Age Qualified
90
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, and TSP
Brochure
Open brochure

Find out if the MarketFive Index is the right product for you.

Premium Notes

Initial minimum: $10,000; 
Subsequent minimum: $2,000 
Subsequent annual maximum after year 1: $250,000 
Subsequent premiums automatically added to the 1-Year Interest Account at time of receipt, then at contract anniversary reallocated among accounts according to current allocation instructions. 

Note: TSP funds have to be rolled over or transferred into an IRA.

Withdrawal Provisions

Market Value Adjustment
Yes, applied when surrender charges are imposed (No MVA in CA).

Free withdrawals
By current company practice, systematic withdrawals of interest are allowed in the first year from the 1-Year Interest Account without charges. 
After the first contract year, up to 10% of the Accumulation Value on the previous contract anniversary may be withdrawn each contract year without surrender charge or MVA, either systematically or as a single withdrawal. Single withdrawals can be requested at any time, but must be at least $250 per request. Systematic withdrawals are available monthly, quarterly, semiannually or annually, and must be taken by EFT. 

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.4% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.5% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 PTP Monthly Average Cap
Point to Point
Annual
Monthly average
12% Cap
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
90% Participation
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.35% Cap
1-Year Barclays Focus50 PTP Participation Rate
Point to Point
Annual
170% Participation
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
190% Participation
1-Year S&P 500 Dynamic Intraday TCA PTP Participation Rate
Point to Point
Annual
75% Participation
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
8% Performance triggered

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 8% 7% 7% 6%

Riders

No Riders for MarketFive Index annuity.

Waivers

Nursing Home

Available for applicant ages 0-80 at no charge. After the first contract year, access up to 100% of the Accumulation Value in the event of nursing home confinement of owner for 90 days.

Terminal Illness

Available for all applicant ages at no charge. Access up to 75% of the Accumulation Value in the event of the owner’s terminal illness. Features may vary by state.

Ready to Protect Your Financial Future?

Request a free quote or talk to our financial expert to get help