SurePath 10
If you're planning for a relaxed retirement, SurePath 10 annuity is the perfect choice. This plan guarantees income for life and doesn't stick you with high annual charges. It's simple, straightforward, and ensures a worry-free future.
Your golden years should be about enjoying life, not financial concerns. With SurePath 10, you'll have steady income, with potential for growth. It's time to secure your future with ease!
SurePath 10
About Product
The Prudential SurePath annuity is a single premium deferred fixed indexed annuity.
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
3%
Fixed
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
30%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
5.5%
Cap
|
1-Year MSCI EAFE PTP Participation Rate |
Point to Point
Annual
|
30%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
5.5%
Cap
|
1-Year Goldman Sachs Voyager PTP Participation Rate |
Point to Point
Annual
|
180%
Participation
|
3-Year Goldman Sachs Voyager PTP Participation Rate |
Point to Point
Triennial
|
230%
Participation
|
3-Year MSCI EAFE PTP Participation Rate |
Point to Point
Triennial
|
40%
Participation
|
3-Year S&P 500 PTP Participation Rate |
Point to Point
Triennial
|
40%
Participation
|
3-Year S&P 500 PTP Cap |
Point to Point
Triennial
|
28%
Cap
|
3-Year MSCI EAFE PTP Cap |
Point to Point
Triennial
|
28%
Cap
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
No Riders for SurePath 10 annuity.
Waivers
Death
The MVA and Surrender Charge do not apply to the Death Benefit.
Terminal Illness
Unavailable in states: CA
The MVA and Surrender Charge do not apply to a Withdrawal or Surrender taken as a Medically Related Surrender where the Owner (or Annuitant if your Prudential SurePath annuity is owned by an entity) is diagnosed with a terminal illness or confined to a Medical Care Facility for 90 consecutive days (subject to regulatory approval).
Premium Notes
Note: TSP funds have to be rolled into an IRA.
Withdrawal Provisions
Free Withdrawals After the first contract year, clients may withdraw up to 10% of the account value (based on the previous contract anniversary, after all index/interest credits are applied) without surrender charges or MVA
- A.M. Best A+
- Fitch AA-
- S&P AA-
- Moody's Aa3
- Comdex 94