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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

SurePath 10

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Highlights

SurePath Fixed Indexed Annuity offers clients both protection from market volatility and opportunity for growth.

The Prudential SurePath annuity is a single premium deferred fixed indexed annuity.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Accumulation
Term
10 Years
Surrender schedule
9%9%8%7%6%5%4%3%2%1%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Market value adjustment
Return of premium
Launch date
06/17/2019
Minimum contribution
$25,000
Maximum contribution
$1,000,000
Max Age Qualified
85
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, NQ Stretch, and TSP
Brochure
Open brochure

Find out if the SurePath 10 is the right product for you.

Premium Notes

The Goldman Sachs Voyager Index includes an annual 0.50% index fee, which accrues daily, meaning that a small portion of the fee is removed from the Index each day. The index fee is included in order to account for index rebalancing, maintenance and hedging and transaction costs.

Note: TSP funds have to be rolled into an IRA.

Withdrawal Provisions

Free Withdrawals
After the first contract year, clients may withdraw up to 10% of the account value (based on the previous contract anniversary, after all index/interest credits are applied) without surrender charges or MVA 

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.75% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
8.75% Cap
1-Year Goldman Sachs Voyager PTP Participation Rate
Point to Point
Annual
200% Participation
3-Year Goldman Sachs Voyager PTP Participation Rate
Point to Point
Triennial
250% Participation
3-Year MSCI EAFE PTP Participation Rate
Point to Point
Triennial
50% Participation
3-Year S&P 500 PTP Participation Rate
Point to Point
Triennial
50% Participation
3-Year S&P 500 PTP Cap
Point to Point
Triennial
32% Cap
3-Year MSCI EAFE PTP Cap
Point to Point
Triennial
32% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

No Riders for SurePath 10 annuity.

Waivers

Death

The MVA and Surrender Charge do not apply to the Death Benefit.

Terminal Illness

Unavailable in states: CA

The MVA and Surrender Charge do not apply to a Withdrawal or Surrender taken as a Medically Related Surrender where the Owner (or Annuitant if your Prudential SurePath annuity is owned by an entity) is diagnosed with a terminal illness or confined to a Medical Care Facility for 90 consecutive days (subject to regulatory approval).

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