Pruco Life Insurance Company
4.8
based on complex data
Annuity Educator Rating
Annuity review

SurePath 10

If you're planning for a relaxed retirement, SurePath 10 annuity is the perfect choice. This plan guarantees income for life and doesn't stick you with high annual charges. It's simple, straightforward, and ensures a worry-free future.

Your golden years should be about enjoying life, not financial concerns. With SurePath 10, you'll have steady income, with potential for growth. It's time to secure your future with ease!

SurePath 10-brochure SurePath 10-brochure

SurePath 10

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About Product

Type
Fixed Index
Purpose
Accumulation
Term
10 Years
Surrender schedule
9%
9%
8%
7%
6%
5%
4%
3%
2%
1%
Fee withdrawal:
10%
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$1,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, NQ Stretch, and TSP
Launch Date
06/17/2019
SurePath Fixed Indexed Annuity offers clients both protection from market volatility and opportunity for growth.

The Prudential SurePath annuity is a single premium deferred fixed indexed annuity.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
30% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.5% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
30% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
5.5% Cap
1-Year Goldman Sachs Voyager PTP Participation Rate
Point to Point
Annual
180% Participation
3-Year Goldman Sachs Voyager PTP Participation Rate
Point to Point
Triennial
230% Participation
3-Year MSCI EAFE PTP Participation Rate
Point to Point
Triennial
40% Participation
3-Year S&P 500 PTP Participation Rate
Point to Point
Triennial
40% Participation
3-Year S&P 500 PTP Cap
Point to Point
Triennial
28% Cap
3-Year MSCI EAFE PTP Cap
Point to Point
Triennial
28% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Hypothetical Projection

Comparison against S&P 500 using current rates
indexed chart
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Riders

No Riders for SurePath 10 annuity.

Waivers

Death

The MVA and Surrender Charge do not apply to the Death Benefit.

Terminal Illness

Unavailable in states: CA

The MVA and Surrender Charge do not apply to a Withdrawal or Surrender taken as a Medically Related Surrender where the Owner (or Annuitant if your Prudential SurePath annuity is owned by an entity) is diagnosed with a terminal illness or confined to a Medical Care Facility for 90 consecutive days (subject to regulatory approval).

Premium Notes

The Goldman Sachs Voyager Index includes an annual 0.50% index fee, which accrues daily, meaning that a small portion of the fee is removed from the Index each day. The index fee is included in order to account for index rebalancing, maintenance and hedging and transaction costs.

Note: TSP funds have to be rolled into an IRA.

Withdrawal Provisions

Free Withdrawals After the first contract year, clients may withdraw up to 10% of the account value (based on the previous contract anniversary, after all index/interest credits are applied) without surrender charges or MVA 

Company Founded: 1971
TOP Rated Company
Pruco Life Insurance Company
Company Ratings
4.7
  • A.M. Best A+
  • Fitch AA-
  • S&P AA-
  • Moody's Aa3
  • Comdex 94
Assets: $40,806,582,583
Arizona

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