FIA Plus 10
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Highlights
The FIA Plus is a single-premium, deferred annuity from Ibexis Life & Annuity Insurance Company. Initial premium may be allocated to the Index-Linked Strategy or the Fixed Interest Strategy, in any combination. The Floor for any initial premium allocation in the Index-Linked Strategy is always 0%. A Floor Limit will be elected at the time of application and may be adjusted on any contract anniversary. Selecting a Floor Limit less than 0% will automatically allocate the Tracking Value to the next available Floor, less than 0%, with sufficient Tracking Value Gains, and will generally provide higher upside potential.
Floor Limits available include: 0%, -2.5%, -5%, -10%, -15%
Floor Limits available include: 0%, -2.5%, -5%, -10%, -15%
Available in states:
AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, and WY
Type
|
Fixed Index
|
---|---|
Term
|
10 Years |
Surrender schedule
|
9%9%8%7.25%6.25%5%4%3%2%1% |
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
Market value adjustment
|
|
Return of premium
|
|
Minimum contribution
|
$25,000 |
Types of funds
|
Non-Qualified, 401k, Profit Sharing, IRA, Pension, IRA Rollover, and TSA 403b |
Brochure
|
Open brochure |
Find out if the FIA Plus 10 is the right product for you.
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.25%
Fixed
|
1-Year HSBC AI Global Tactical PTP Participation Rate with -5% Floor |
Point to Point
Annual
|
180%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with -15% Floor |
Point to Point
Annual
|
208%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with -10% Floor |
Point to Point
Annual
|
190%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with -5% Floor |
Point to Point
Annual
|
159%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with -2.5% Floor |
Point to Point
Annual
|
134%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with 0% Floor |
Point to Point
Annual
|
109%
Participation
|
1-Year HSBC AI Global Tactical PTP Participation Rate with -15% Floor |
Point to Point
Annual
|
215%
Participation
|
1-Year HSBC AI Global Tactical PTP Participation Rate with -10% Floor |
Point to Point
Annual
|
206%
Participation
|
1-Year HSBC AI Global Tactical PTP Participation Rate with -2.5% Floor |
Point to Point
Annual
|
158%
Participation
|
1-Year HSBC AI Global Tactical PTP Participation Rate with 0% Floor |
Point to Point
Annual
|
127%
Participation
|
1-Year S&P 500 PTP Cap with -15% Floor |
Point to Point
Annual
|
22.75%
Cap
|
1-Year S&P 500 PTP Cap with -10% Floor |
Point to Point
Annual
|
17.75%
Cap
|
1-Year S&P 500 PTP Cap with -5% Floor |
Point to Point
Annual
|
14.75%
Cap
|
1-Year S&P 500 PTP Cap with -2.5% Floor |
Point to Point
Annual
|
11.75%
Cap
|
1-Year S&P 500 PTP Cap with 0% Floor |
Point to Point
Annual
|
10.25%
Cap
|
1-Year Fixed Account |
Fixed
|
4.45%
Fixed
|
1-Year S&P 500 PTP Cap with 0% Floor |
Point to Point
Annual
|
11.25%
Cap
|
1-Year S&P 500 PTP Cap with -2.5% Floor |
Point to Point
Annual
|
12.75%
Cap
|
1-Year S&P 500 PTP Cap with -5% Floor |
Point to Point
Annual
|
15.75%
Cap
|
1-Year S&P 500 PTP Cap with -10% Floor |
Point to Point
Annual
|
18.75%
Cap
|
1-Year S&P 500 PTP Cap with -15% Floor |
Point to Point
Annual
|
23.75%
Cap
|
1-Year HSBC AI Global Tactical PTP Participation Rate with 0% Floor |
Point to Point
Annual
|
133%
Participation
|
1-Year HSBC AI Global Tactical PTP Participation Rate with -2.5% Floor |
Point to Point
Annual
|
163%
Participation
|
1-Year HSBC AI Global Tactical PTP Participation Rate with -5% Floor |
Point to Point
Annual
|
185%
Participation
|
1-Year HSBC AI Global Tactical PTP Participation Rate with -10% Floor |
Point to Point
Annual
|
212%
Participation
|
1-Year HSBC AI Global Tactical PTP Participation Rate with -15% Floor |
Point to Point
Annual
|
220%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with 0% Floor |
Point to Point
Annual
|
113%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with -2.5% Floor |
Point to Point
Annual
|
138%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with -5% Floor |
Point to Point
Annual
|
163%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with -10% Floor |
Point to Point
Annual
|
194%
Participation
|
1-Year BofA U.S. Strength Fast Convergence PTP Participation Rate with -15% Floor |
Point to Point
Annual
|
212%
Participation
|
1-Year Declared Rate with 0% Floor |
Fixed
|
4.45%
Fixed
|
1-Year Declared Rate with -2.5% Floor |
Fixed
|
4.45%
Fixed
|
1-Year Declared Rate with -5% Floor |
Fixed
|
4.45%
Fixed
|
1-Year Declared Rate with -10% Floor |
Fixed
|
4.45%
Fixed
|
1-Year Declared Rate with -15% Floor |
Fixed
|
4.45%
Fixed
|
1-Year Declared Rate with -15% Floor |
Fixed
|
4.65%
Fixed
|
1-Year Declared Rate with -10% Floor |
Fixed
|
4.65%
Fixed
|
1-Year Declared Rate with -5% Floor |
Fixed
|
4.65%
Fixed
|
1-Year Declared Rate with -2.5% Floor |
Fixed
|
4.65%
Fixed
|
1-Year Declared Rate with 0% Floor |
Fixed
|
4.65%
Fixed
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
No Riders for FIA Plus 10 annuity.
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