Jackson National Life Insurance Company
4.4
based on complex data
Annuity Educator Rating
Annuity review

Market Link Pro Advisory II

The Market Link Pro Advisory II is a fantastic choice for retirees! Enjoy a stable income, protect your hard-earned nest egg while still having the potential for growth. It's like a safety net for your retirement savings.

No more worry about market downturns, you'll have peace of mind knowing you're covered. Having this annuity is like having a personal financial assistant working round the clock for your secure future. It's brilliant!

Market Link Pro Advisory II-brochure Market Link Pro Advisory II-brochure

Market Link Pro Advisory II

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About Product

Type
Registered Index-Linked
Purpose
Lifetime Income
Surrender schedule
No Surrender Charge
Fee withdrawal:
10%
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$1,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, 401k, Profit Sharing, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Inherited IRA, and NQ Stretch
Launch Date
06/05/2023
Jackson Market Link Pro Advisory II is a Registered Index-Linked Annuity contract. The Contract is an SEC registered, tax deferred annuity that permits you to link your investment to an Index (or multiple Indexes) over a defined period of time. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
3-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
34% Cap
1-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
Annual
9.25% Cap
6-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
78% Cap
3-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
30% Cap
1-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer
Performance Boost
Annual
8.5% Cap
6-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
175% Cap
3-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
88% Cap
1-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
Annual
10.75% Cap
3-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
125% Cap
1-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
Annual
9.75% Cap
6-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
175% Cap
3-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
51% Cap
1-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
Annual
13% Cap
6-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
96% Cap
6-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
175% Cap
1-Year Fixed Account
Fixed
3% Fixed
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
122% Participation
350% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
140% Participation
350% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with -10% Floor
Point to Point
Annual
100% Participation
24% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
14.75% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
26.5% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
130% Participation
350% Cap
6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
130% Participation
400% Cap
6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
145% Participation
400% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
102% Participation
100% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
145% Participation
400% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
130% Participation
400% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
12.75% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
9.5% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with -10% Floor
Point to Point
Annual
100% Participation
11.25% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
102% Participation
350% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
41% Cap
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
107% Participation
400% Cap
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
100% Participation
400% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with -10% Floor
Point to Point
Annual
112% Participation
100% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
14.5% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
10.5% Cap
1-Year S&P 500 PTP Cap with Participation Rate with -10% Floor
Point to Point
Annual
100% Participation
12.5% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
110% Participation
350% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
56% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
115% Participation
400% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
107% Participation
400% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
23.5% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with -10% Floor
Point to Point
Annual
100% Participation
20.5% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
110% Participation
350% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
78% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
122% Participation
400% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
112% Participation
400% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
14.75% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
145% Participation
350% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
14.75% Cap
1-Year MSCI KLD 400 Social Performance Triggered with -10% Floor
Performance Triggered
Annual
8.8% Performance triggered
1-Year MSCI KLD 400 Social Performance Triggered with 10% Buffer
Performance Triggered
Annual
9.55% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered with -10% Floor
Performance Triggered
Annual
12.1% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered with 10% Buffer
Performance Triggered
Annual
12.4% Performance triggered
1-Year MSCI EAFE Performance Triggered with -10% Floor
Performance Triggered
Annual
13% Performance triggered
1-Year MSCI EAFE Performance Triggered with 10% Buffer
Performance Triggered
Annual
12% Performance triggered
1-Year Russell 2000 Performance Triggered with -10% Floor
Performance Triggered
Annual
13.4% Performance triggered
1-Year Russell 2000 Performance Triggered with 10% Buffer
Performance Triggered
Annual
14.4% Performance triggered
1-Year S&P 500 Performance Triggered with -10% Floor
Performance Triggered
Annual
9.4% Performance triggered
1-Year S&P 500 Performance Triggered with 10% Buffer
Performance Triggered
Annual
10.2% Performance triggered

Hypothetical Projection

Comparison against S&P 500 using current rates
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Riders

Name Inbuilt Fee
+Income Rider No 1.45% annually

Waivers

No Waivers for Market Link Pro Advisory II annuity.

Premium Notes

Maximum Issue Age is 85.

Minimum Single Premium
is $25,000. Subsequent premiums not allowed.

Withdrawal Provisions

Market Value AdjustmentFor Jackson Market Link Pro Advisory II, a market value adjustment (MVA) will be applied to certain amounts withdrawn, or annuitized during the first six contract years. The MVA may result in an increase or decrease to amounts removed from the contract. Interest rates, specified rates, spreads, participation rates, and caps are based on product/contract features (including death benefit options), and are declared by Jackson at its discretion. Subsequent rates may be greater or less than the initial rates and may differ from those used for new contracts or for contracts issued at different times. Free Withdrawals Every contract year, you may withdraw up to the greater of earnings or 10% of remaining premium, free of MVA. The Interim Value calculation may still apply.

Company Founded: 1961
Excellent Rated Company
Jackson National Life Insurance Company
Company Ratings
4.8
  • A.M. Best A
  • Fitch A
  • S&P A
  • Moody's A3
  • Comdex 74
Assets: $61,127,932,391
Michigan

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