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Annuity review

Market Link Pro II

Market Link Pro II is a wonderful annuity that allows you to grow your money safely. The potential for high returns, coupled with principal protection, makes it a great fit for retirees and those saving for the future.

Flexible options for receiving your returns are a highlight. The convenience this offers is truly comforting. With Market Link Pro II, feel secure knowing your golden years will be well-provided for.

Market Link Pro II

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Investment

Your Gender

Your Age

Retire At

No agent will call you

About Product

Type

Registered Index-Linked

Purpose

Lifetime Income

Term

6 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Inherited IRA, and NQ Stretch

Launch Date

06/05/2023

Jackson Market Link Pro II is a Registered Index-Linked Annuity contract. The Contract is an SEC registered, tax deferred annuity that permits you to link your investment to an Index (or multiple Indexes) over a defined period of time.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
6-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	150% Cap
1-Year MSCI EAFE Performance Boost Cap with 10% Buffer	Performance Boost Annual	8.5% Cap
3-Year MSCI EAFE Performance Boost Cap with 10% Buffer	Performance Boost Triennial	96% Cap
6-Year MSCI EAFE Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	150% Cap
6-Year Russell 2000 Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	94% Cap
3-Year Russell 2000 Performance Boost Cap with 10% Buffer	Performance Boost Triennial	40% Cap
1-Year Russell 2000 Performance Boost Cap with 10% Buffer	Performance Boost Annual	11.5% Cap
1-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer	Performance Boost Annual	9.5% Cap
3-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer	Performance Boost Triennial	48% Cap
6-Year S&P 500 Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	66% Cap
6-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	59% Cap
3-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer	Performance Boost Triennial	25.5% Cap
1-Year S&P 500 Performance Boost Cap with 10% Buffer	Performance Boost Annual	8.25% Cap
3-Year S&P 500 Performance Boost Cap with 10% Buffer	Performance Boost Triennial	28% Cap
1-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer	Performance Boost Annual	7.55% Cap
1-Year Fixed Account	Fixed	3% Fixed
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	100% Participation 92% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 19.25% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 11.75% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 18% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	125% Participation 350% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	110% Participation 350% Cap
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	100% Participation 66% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	130% Participation 400% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	115% Participation 400% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	100% Participation 29.5% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 12% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 10.75% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 7.95% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 9.5% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	100% Participation 40% Cap
6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	130% Participation 400% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 8.75% Cap
1-Year S&P 500 PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 10.5% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	100% Participation 54% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	100% Participation 33% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	102% Participation 400% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	100% Participation 125% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 19.5% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 12.5% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 17% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	100% Participation 92% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	100% Participation 49% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	100% Participation 145% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	107% Participation 400% Cap
6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	115% Participation 400% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	115% Participation 350% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 19% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 11.5% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	130% Participation 350% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 100% Cap
1-Year MSCI KLD 400 Social Performance Triggered with -10% Floor	Performance Triggered Annual	7.8% Performance triggered
1-Year MSCI KLD 400 Social Performance Triggered with 10% Buffer	Performance Triggered Annual	8.55% Performance triggered
1-Year MSCI EAFE Performance Triggered with 10% Buffer	Performance Triggered Annual	10.7% Performance triggered
1-Year MSCI EAFE Performance Triggered with -10% Floor	Performance Triggered Annual	11.7% Performance triggered
1-Year S&P 500 Performance Triggered with 10% Buffer	Performance Triggered Annual	9.15% Performance triggered
1-Year S&P 500 Performance Triggered with -10% Floor	Performance Triggered Annual	8.4% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered with -10% Floor	Performance Triggered Annual	10.9% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered with 10% Buffer	Performance Triggered Annual	11.2% Performance triggered
1-Year Russell 2000 Performance Triggered with -10% Floor	Performance Triggered Annual	12.1% Performance triggered
1-Year Russell 2000 Performance Triggered with 10% Buffer	Performance Triggered Annual	13.1% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6
Penalty	8%	8%	7%	6%	5%	4%

Hypothetical Projection

Comparison against S&P 500 using current rates

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Investment Amount

Riders

Name	Inbuilt	Fee
+Income Rider	No	1.45% annually

Waivers

Terminal Illness

You will be eligible for this waiver of withdrawal charge after the first contract anniversary. If you or your joint owner is diagnosed with a terminal illness that is expected to result in death within 12 months, you may access up to 100% of the contract value free of withdrawal charges. Limited to $250,000. All contract values will be reduced proportionately. A payment under the Terminal Illness Waiver is payable only once, regardless of any subsequent diagnosis.

Extended Care

Unavailable in states: CA, MA, and VA

You will be eligible for this waiver of withdrawal charge after the first contract anniversary. If the you or your joint owner is confined to a nursing home or hospital for 90 consecutive days by medical necessity beginning after the contract issue date, you may access up to 100% of the contract value free of withdrawal charges. Limited to $250,000. All contract values will be reduced proportionately. A payment under the Extended Care Waiver is payable only once, regardless of any subsequent confinement.

Premium Notes

Maximum Issue Age is 85.

Minimum Single Premium is $25,000. Subsequent premiums not allowed.

Withdrawal Provisions

Free Withdrawals Every contract year, you may withdraw up to the greater of earnings or 10% of remaining premium, free of withdrawal charges. The Interim Value calculation may still apply. Each contract year, the greater of 10% of remaining premium still subject to withdrawal charges at the beginning of the contract year or earnings. Free withdrawals not taken in a contract year are not available in future contract years.

Company Founded: 1961

Excellent Rated Company

Jackson National Life Insurance Company

Company Ratings

4.8