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Annuity review

Market Link Pro II

Market Link Pro II is a wonderful annuity that allows you to grow your money safely. The potential for high returns, coupled with principal protection, makes it a great fit for retirees and those saving for the future.

Flexible options for receiving your returns are a highlight. The convenience this offers is truly comforting. With Market Link Pro II, feel secure knowing your golden years will be well-provided for.

Market Link Pro II

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Investment

Your Gender

Your Age

Retire At

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About Product

Type

Registered Index-Linked

Purpose

Lifetime Income

Term

6 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Inherited IRA, and NQ Stretch

Launch Date

06/05/2023

Jackson Market Link Pro II is a Registered Index-Linked Annuity contract. The Contract is an SEC registered, tax deferred annuity that permits you to link your investment to an Index (or multiple Indexes) over a defined period of time.

Intra-Term Performance Lock
Allows you to lock in your interim value at any point during the Index Account Option Term.

Lock in interim value (positive or negative) —at any point during a 1-, 3-, or 6-year Index Account Option Term (term).
The value at the lock-in point moves to the short-duration fixed account until your next contract anniversary.
On the anniversary, the fixed account’s value can be reallocated to the initial term or another available Index Account Option Term. If no reallocation choice is made, funds within the short-duration fixed account will be moved to a new term of the original selection.
Elect your lock at any time during the selected term, or have it occur automatically.

The Intra-term Performance Lock is not currently available with the elections of the Performance Trigger crediting method.
An Intra-term Performance Lock ends the Index Account Option Term for the Index Account Option out of which it is transferred, effectively terminating that Index Account Option. Once an Intra-term Performance Lock has been processed, it is irrevocable.

End-term Performance Lock

Once elected, automatically transfer earnings to the 1-year fixed account at the end of the selected 1-, 3-, or 6-year term.
At the next contract anniversary, you can reallocate the 1-year fixed account’s value to the initial term or another available Index Account Option Term.
Elect at issue or any time during the selected term.

Amounts transferred into the 1-year Fixed Account in connection with an End-term Performance Lock will be unavailable to reallocate to an Index Account Option until the next Contract Anniversary.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
6-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	150% Cap
1-Year MSCI EAFE Performance Boost Cap with 10% Buffer	Performance Boost Annual	8.75% Cap
3-Year MSCI EAFE Performance Boost Cap with 10% Buffer	Performance Boost Triennial	49% Cap
6-Year MSCI EAFE Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	150% Cap
6-Year Russell 2000 Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	78% Cap
3-Year Russell 2000 Performance Boost Cap with 10% Buffer	Performance Boost Triennial	37% Cap
1-Year Russell 2000 Performance Boost Cap with 10% Buffer	Performance Boost Annual	11.75% Cap
1-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer	Performance Boost Annual	10% Cap
3-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer	Performance Boost Triennial	41% Cap
6-Year S&P 500 Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	62% Cap
6-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer	Performance Boost 6-Year	56% Cap
3-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer	Performance Boost Triennial	25.5% Cap
1-Year S&P 500 Performance Boost Cap with 10% Buffer	Performance Boost Annual	8% Cap
3-Year S&P 500 Performance Boost Cap with 10% Buffer	Performance Boost Triennial	27.5% Cap
1-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer	Performance Boost Annual	7.5% Cap
1-Year Fixed Account	Fixed	3% Fixed
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	100% Participation 76% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 21% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 13% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 20.5% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	117% Participation 350% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	102% Participation 350% Cap
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	100% Participation 64% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	130% Participation 400% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	115% Participation 400% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	100% Participation 29% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 12.25% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 11% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 8.5% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 10.25% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	100% Participation 36% Cap
6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	130% Participation 400% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 9% Cap
1-Year S&P 500 PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 11.25% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	100% Participation 42% Cap
3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	100% Participation 32% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	100% Participation 400% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	100% Participation 100% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 19.75% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 13% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 18% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	100% Participation 65% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	100% Participation 46% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	100% Participation 105% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer	Point to Point 6-Year	100% Participation 400% Cap
6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point 6-Year	115% Participation 400% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point Triennial	115% Participation 350% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point Annual	100% Participation 22.5% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer	Point to Point Annual	100% Participation 12.75% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer	Point to Point Triennial	130% Participation 350% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with -10% Floor	Point to Point Annual	100% Participation 25.5% Cap
1-Year MSCI KLD 400 Social Performance Triggered with -10% Floor	Performance Triggered Annual	8.1% Performance triggered
1-Year MSCI KLD 400 Social Performance Triggered with 10% Buffer	Performance Triggered Annual	8.5% Performance triggered
1-Year MSCI EAFE Performance Triggered with 10% Buffer	Performance Triggered Annual	10.6% Performance triggered
1-Year MSCI EAFE Performance Triggered with -10% Floor	Performance Triggered Annual	10.9% Performance triggered
1-Year S&P 500 Performance Triggered with 10% Buffer	Performance Triggered Annual	9.1% Performance triggered
1-Year S&P 500 Performance Triggered with -10% Floor	Performance Triggered Annual	8.65% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered with -10% Floor	Performance Triggered Annual	11.5% Performance triggered
1-Year MSCI Emerging Markets Performance Triggered with 10% Buffer	Performance Triggered Annual	11.6% Performance triggered
1-Year Russell 2000 Performance Triggered with -10% Floor	Performance Triggered Annual	12.5% Performance triggered
1-Year Russell 2000 Performance Triggered with 10% Buffer	Performance Triggered Annual	13.2% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6
Penalty	8%	8%	7%	6%	5%	4%

Riders

Name	Inbuilt	Fee
+Income Rider	No	1.45% annually

Waivers

Terminal Illness

You will be eligible for this waiver of withdrawal charge after the first contract anniversary. If you or your joint owner is diagnosed with a terminal illness that is expected to result in death within 12 months, you may access up to 100% of the contract value free of withdrawal charges. Limited to $250,000. All contract values will be reduced proportionately. A payment under the Terminal Illness Waiver is payable only once, regardless of any subsequent diagnosis.

Extended Care

Unavailable in states: CA, MA, and VA

You will be eligible for this waiver of withdrawal charge after the first contract anniversary. If the you or your joint owner is confined to a nursing home or hospital for 90 consecutive days by medical necessity beginning after the contract issue date, you may access up to 100% of the contract value free of withdrawal charges. Limited to $250,000. All contract values will be reduced proportionately. A payment under the Extended Care Waiver is payable only once, regardless of any subsequent confinement.

Premium Notes

Maximum Issue Age is 85.

Minimum Single Premium is $25,000. Subsequent premiums not allowed.

Withdrawal Provisions

Free Withdrawals Every contract year, you may withdraw up to the greater of earnings or 10% of remaining premium, free of withdrawal charges. The Interim Value calculation may still apply. Each contract year, the greater of 10% of remaining premium still subject to withdrawal charges at the beginning of the contract year or earnings. Free withdrawals not taken in a contract year are not available in future contract years.

Company Founded: 1961

Excellent Rated Company

Jackson National Life Insurance Company

Company Ratings

4.8