Market Link Pro II
Market Link Pro II
Ratings:
- A.M. Best A
- Fitch A
- S&P A
- Moody's A3
- Comdex 74
About Product
Allocation Accounts
Name | Type | Rates |
---|---|---|
6-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
150%
Cap
|
1-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
9%
Cap
|
3-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
100%
Cap
|
6-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
150%
Cap
|
6-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
110%
Cap
|
3-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
42%
Cap
|
1-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
11.75%
Cap
|
1-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
9.75%
Cap
|
3-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
46%
Cap
|
6-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
72%
Cap
|
6-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
62%
Cap
|
3-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
26.5%
Cap
|
1-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
8.25%
Cap
|
3-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
29%
Cap
|
1-Year MSCI KLD 400 Social Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
7.75%
Cap
|
1-Year Fixed Account |
Fixed
|
3%
Fixed
|
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
100%
Participation
135%
Cap
|
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
19%
Cap
|
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
11.75%
Cap
|
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
18.5%
Cap
|
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
130%
Participation
350%
Cap
|
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
115%
Participation
350%
Cap
|
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
100%
Participation
75%
Cap
|
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
130%
Participation
400%
Cap
|
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
115%
Participation
400%
Cap
|
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
100%
Participation
31%
Cap
|
1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
12.25%
Cap
|
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
11%
Cap
|
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
8.25%
Cap
|
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
10.25%
Cap
|
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
100%
Participation
42%
Cap
|
6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
130%
Participation
400%
Cap
|
1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
8.75%
Cap
|
1-Year S&P 500 PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
11.25%
Cap
|
3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
100%
Participation
66%
Cap
|
3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
100%
Participation
35%
Cap
|
6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
105%
Participation
400%
Cap
|
6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
100%
Participation
225%
Cap
|
1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
19.5%
Cap
|
1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
12%
Cap
|
1-Year Russell 2000 PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
17.25%
Cap
|
3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
100%
Participation
350%
Cap
|
3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
100%
Participation
52%
Cap
|
6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
102%
Participation
400%
Cap
|
6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
112%
Participation
400%
Cap
|
6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
115%
Participation
400%
Cap
|
3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
115%
Participation
350%
Cap
|
1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
21%
Cap
|
1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
12.25%
Cap
|
3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
130%
Participation
350%
Cap
|
1-Year MSCI EAFE PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
24%
Cap
|
1-Year MSCI KLD 400 Social Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
8.3%
Performance triggered
|
1-Year MSCI KLD 400 Social Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
8.75%
Performance triggered
|
1-Year MSCI EAFE Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
11%
Performance triggered
|
1-Year MSCI EAFE Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
11.3%
Performance triggered
|
1-Year S&P 500 Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
9.4%
Performance triggered
|
1-Year S&P 500 Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
8.9%
Performance triggered
|
1-Year MSCI Emerging Markets Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
11.2%
Performance triggered
|
1-Year MSCI Emerging Markets Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
11.3%
Performance triggered
|
1-Year Russell 2000 Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
12.1%
Performance triggered
|
1-Year Russell 2000 Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
13%
Performance triggered
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 |
---|---|---|---|---|---|---|
Penalty | 8% | 8% | 7% | 6% | 5% | 4% |
Riders
Name | Inbuilt | Fee |
---|---|---|
+Income Rider | No | 1.45% annually |
Waivers
Terminal Illness
You will be eligible for this waiver of withdrawal charge after the first contract anniversary. If you or your joint owner is diagnosed with a terminal illness that is expected to result in death within 12 months, you may access up to 100% of the contract value free of withdrawal charges. Limited to $250,000. All contract values will be reduced proportionately. A payment under the Terminal Illness Waiver is payable only once, regardless of any subsequent diagnosis.
Extended Care
Unavailable in states: CA, MA, and VA
You will be eligible for this waiver of withdrawal charge after the first contract anniversary. If the you or your joint owner is confined to a nursing home or hospital for 90 consecutive days by medical necessity beginning after the contract issue date, you may access up to 100% of the contract value free of withdrawal charges. Limited to $250,000. All contract values will be reduced proportionately. A payment under the Extended Care Waiver is payable only once, regardless of any subsequent confinement.
Premium Notes
Minimum Single Premium is $25,000. Subsequent premiums not allowed.
Withdrawal Provisions
Every contract year, you may withdraw up to the greater of earnings or 10% of remaining premium, free of withdrawal charges. The Interim Value calculation may still apply.
Each contract year, the greater of 10% of remaining premium still subject to withdrawal charges at the beginning of the contract year or earnings. Free withdrawals not taken in a contract year are not available in future contract years.