SecureOption Choice

The SecureOption Choice is a great investment for anyone looking to secure a stable financial future. This product, issued by Minnesota Life Insurance Company, offers guaranteed interest throughout the term of the annuity - meaning no market risk. It features competitive rates, attractive liquidity, and easy withdrawal options making it an excellent choice for a worry-free retirement.

Want more reasons to love this product? It offers flexible guarantee periods ranging from 3 to 9 years. Not to mention, once you've passed the first year, you can enjoy 10% free annual withdrawals. With SecureOption Choice, it's all about choices and flexibility for your peace of mind.

SecureOption Choice

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About Product

Premium Type

Single Premium

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, Inherited IRA, and NQ Stretch

Launch Date

01/07/2019

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
3 years	4.15%
5 years	4.35%
7 years	4.45%
9 years	4.45%

SecureOption Choice issued by Minnesota Life Insurance Company has product features designed to help clients plan for their financial future. It offers guaranteed interest throughout the term of the annuity with no exposure to market risk.

Key product features include:

Competitive rates
Attractive liquidity features
3-, 5-, 7- and 9-year guarantee periods
10 percent free annual withdrawals after the first year

Market Value Adjustment (MVA) - The MVA feature may not be applicable in all states.
An adjustment applied upon withdrawal/surrender/annuitization to reflect changes in market conditions between contract issue and the date of withdrawal. An MVA can either increase or decrease the amount withdrawn from the annuity’s value.

Applies only during the Surrender Charge Period on amounts in excess of the Free Withdrawal.
A positive MVA will never exceed the amount of Surrender Charge assessed on the withdrawal or surrender.
A negative MVA will not exceed the excess interest (interest in excess of the guaranteed minimum interest) earned on the applicable Guarantee Period. Any limitation will apply in both the positive and negative direction.

Free Withdrawal (Amount not subject to Surrender Charge)