SecureOption Vision

The SecureOption Vision fixed deferred annuity offers a financial cushion for your retirement, ensuring a steady income stream no matter what life throws at you. With competitive rates, guarantee periods, and unmatched financial strength, this annuity product takes a load off your mind while planning your future.

One of the most attractive aspects of this product is its simplified design and easy-to-grasp features. Enjoy the option of free annual withdrawals and assured interest throughout the guarantee period. Renowned for its protection and financial stability, SecureOption Vision is a true companion for your sunset years.

SecureOption Vision

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About Product

Premium Type

Single Premium

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, IRA Rollover, IRA Transfer, IRA-Roth, 1035 Exchange, Inherited IRA, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

07/13/2019

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
3 years	4.1%
5 years	4.3%
7 years	4.5%
9 years	4.85%

SecureOption Vision is a single payment, fixed deferred annuity.
Guaranteed returns
One of the primary reasons to choose a fixed deferred annuity is the guaranteed interest throughout the term of the annuity. Fixed deferred annuities have no exposure to stock market risk. This means your money can grow every year, without the fear of market loss.
Length of term
When you decide to purchase an annuity, you can select from a range of guarantee periods. This is important because it dictates the number of years your interest rate is guaranteed.

Purchase Payments

Minimum: $25,000
Maximum: $2 million without prior company approval
Additional Purchase Payments: Not permitted

Initial Guarantee

3-, 5-, 7- or 9-year
Initial interest rate applies until the end of the initial guarantee period.

Market Value Adjustment (MVA)
An adjustment applied upon withdrawal/surrender/annuitization1 to reflect changes in market conditions between contract issue and the date of withdrawal. An MVA can either increase or decrease the amount withdrawn from the annuity’s value.

Applies only during the Surrender Charge Period on amounts in excess of the Free Withdrawal.
A positive MVA will never exceed the amount of Surrender Charge assessed on the withdrawal or surrender. A negative MVA will not exceed the excess interest (interest in excess of the guaranteed minimum interest) earned on the applicable Guarantee Period. Any limitation will apply in both the positive and negative direction.

Withdrawal Minimum

$250

Free Withdrawal (Amount not subject to Surrender Charge)

10% of prior contract anniversary value (not available in first contract year, except in CA)
RMD amount, if greater (all years)

Death Benefit
Greater of:

Contract value, or
Guaranteed Minimum Surrender Value

Annuity Income Options
After the first contract anniversary, the annuity contract can be turned into a guaranteed stream of income. The contract value (adjusted by any applicable MVA1 ), may be applied to a variety of lifetime income payment options.
Options include (additional options may be available at time of annuitization):