3-Year Annuity
The 3-Year Annuity by PRCUA is a reliable and beneficial financial plan perfectly tailored for those prioritizing their future. With a competitive edge in today's market, it focuses not just on savings but secures your family’s financial wellbeing too. And guess what? There are no service charges to worry about!
The annuity accepts an initial deposit as low as $500, and thereafter additional deposits of just $25. An array of plan types is at your disposal to match your specific needs. Plus, enjoy the flexibility of withdrawing up to 10% of the account value annually without any surrender charges. It's never been easier to look after your finances for the long-term!
Ratings:
- A.M. Best -
About Product
Premium Type
Flexible Premium
Fee withdrawal:
10%
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$500
Maximum Contribution
$500,000
Max Age Qualified
90
Types Of Funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, and SIMPLE IRA
Launch Date
09/01/2022
Traditional Fixed Annuity Interest Rates
| Surrender Years | First Year Yield | Term Guaranteed Yield | Term Current Yield |
|---|---|---|---|
| 3 | 4.5% | 3.5% | 4.5% |
PRCUA offers annuity plans in our portfolio of financial products. Our annuities play an important part in helping current and prospective members to secure their family’s financial future. The annuities offered in our portfolio are extremely competitive in today’s market. Best of all, our annuity products have no service charges.
Issue Age
0 - 90
Minimum Initial Deposit
$500
Minimum Optional Additional Deposit
$25
Plan Types
Non-Qualified, Traditional IRA, Roth IRA, SEP-IRA, SIMPLE-IRA, TSA
Annual Surrender Charge Free Withdrawals Allowed
Up to 10% of the account value can be withdrawn annually without surrender charges within term period.
Issue Age
0 - 90
Minimum Initial Deposit
$500
Minimum Optional Additional Deposit
$25
Plan Types
Non-Qualified, Traditional IRA, Roth IRA, SEP-IRA, SIMPLE-IRA, TSA
Annual Surrender Charge Free Withdrawals Allowed
Up to 10% of the account value can be withdrawn annually without surrender charges within term period.
Withdrawals may be taxable and a 10% IRS penalty may apply to withdrawals taken before age 59½.
Riders
No Riders for 3-Year Annuity annuity.
Waivers
No Waivers for 3-Year Annuity annuity.
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