MYGA 5-Year Flexible Premium Deferred Annuity

The Polish Roman Catholic Union of America, often referred to in its abbreviated form, PRCUA, is a Polish fraternal organization committed to promoting Polish culture, heritage, and Catholic values while offering its members with affordable life insurance and annuity products. Founded in 1873, the PRCUA unites Polish immigrants and their descendants, supporting and protecting them from a financial standpoint, particularly as they reach retirement. By way of meeting the diverse preferences of its members, the organization provides a wide array of retirement solutions.

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About Product

Premium Type

Flexible Premium

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$500,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

06/01/2026

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
5 years	5%

PRCUA offers annuity plans in our portfolio of financial products. Our annuities play an important part in helping current and prospective members to secure their family’s financial future. The annuities offered in our portfolio are extremely competitive in today’s market. Best of all, our annuity products have no service charges.

Issue Age
0 - 90

Minimum Initial Deposit
$10,000

Minimum Optional Additional Deposit
$25

Annual Surrender Charge Free Withdrawals Allowed
Up to 10% of the account value can be withdrawn annually without surrender charges within term period.

Withdrawals may be taxable and a 10% IRS penalty may apply to withdrawals taken before age 59½.