4.7
based on complex data
Annuity Educator Rating
Annuity review
MYGA 3-Year Flexible Premium Deferred Annuity
The Polish Roman Catholic Union of America, often referred to in its abbreviated form, PRCUA, is a Polish fraternal organization committed to promoting Polish culture, heritage, and Catholic values while offering its members with affordable life insurance and annuity products. Founded in 1873, the PRCUA unites Polish immigrants and their descendants, supporting and protecting them from a financial standpoint, particularly as they reach retirement. By way of meeting the diverse preferences of its members, the organization provides a wide array of retirement solutions.
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Premium Type
Flexible Premium
Fee withdrawal:
10%
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$250,000
Max Age Qualified
90
Types Of Funds
Non-Qualified, Traditional IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, Roth Conversion (Partial), and Roth Conversion (Full)
Launch Date
09/01/2022
MYGA Interest Rates
| Term |
Rate
Annual percentage yield (APY)
earned over the investment term |
|---|---|
| 3 years | 4.8% |
PRCUA offers annuity plans in our portfolio of financial products. Our annuities play an important part in helping current and prospective members to secure their family’s financial future. The annuities offered in our portfolio are extremely competitive in today’s market. Best of all, our annuity products have no service charges.
Issue Age
0 - 90
Minimum Initial Deposit
$10,000
Minimum Optional Additional Deposit
$25
Annual Surrender Charge Free Withdrawals Allowed
Up to 10% of the account value can be withdrawn annually without surrender charges within term period.
Issue Age
0 - 90
Minimum Initial Deposit
$10,000
Minimum Optional Additional Deposit
$25
Annual Surrender Charge Free Withdrawals Allowed
Up to 10% of the account value can be withdrawn annually without surrender charges within term period.
Withdrawals may be taxable and a 10% IRS penalty may apply to withdrawals taken before age 59½.
Year by Year Account Balance
Understand how your money will increase when invested in MYGA 3-Year Flexible Premium Deferred Annuity.
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Riders
No Riders for MYGA 3-Year Flexible Premium Deferred Annuity annuity.
Waivers
No Waivers for MYGA 3-Year Flexible Premium Deferred Annuity annuity.
Company Founded: 1873
Good Rated
Company
Company Ratings
4.9
- A.M. Best -
Assets: $227,549,823
Illinois
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Term
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