Guardian MarketPerform
The Guardian MarketPerform Annuity is a fantastic investment option for individuals looking ahead to their golden years. With assured returns, your retirement kitty is guaranteed to grow consistently without having to worry about market uncertainties.
This annuity stands out with its flexible payment options, allowing you to decide how and when you want to receive your income. Go ahead and give Guardian MarketPerform a shot, and enjoy a worry-free and financially secure retirement.
Guardian MarketPerform
About Product
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3.5%
Fixed
|
| 1-Year MSCI EAFE PTP Cap with 20% Buffer |
Point to Point
Annual
|
11.25%
Cap
|
| 6-Year SG Smart Climate PTP Cap with Participation Rate with 30% Buffer Uncapped |
Point to Point
6-Year
|
150%
Participation
|
| 6-Year SG Smart Climate PTP Cap with Participation Rate with 20% Buffer Uncapped |
Point to Point
6-Year
|
170%
Participation
|
| 6-Year SG Smart Climate PTP Cap with Participation Rate with 10% Buffer Uncapped |
Point to Point
6-Year
|
180%
Participation
|
| 3-Year SG Smart Climate PTP Cap with Participation Rate with 20% Buffer Uncapped |
Point to Point
Triennial
|
130%
Participation
|
| 3-Year SG Smart Climate PTP Cap with Participation Rate with 10% Buffer Uncapped |
Point to Point
Triennial
|
160%
Participation
|
| 1-Year SG Smart Climate PTP Cap with 20% Buffer |
Point to Point
Annual
|
10%
Cap
|
| 1-Year SG Smart Climate PTP Cap with Participation Rate with 10% Buffer Uncapped |
Point to Point
Annual
|
110%
Participation
|
| 1-Year Nasdaq-100 PTP Cap with 20% Buffer |
Point to Point
Annual
|
11.75%
Cap
|
| 1-Year Nasdaq-100 PTP Cap with 10% Buffer |
Point to Point
Annual
|
17%
Cap
|
| 1-Year MSCI EAFE PTP Cap with 10% Buffer |
Point to Point
Annual
|
19%
Cap
|
| 6-Year S&P 500 PTP Cap with 30% Buffer |
Point to Point
6-Year
|
60%
Cap
|
| 6-Year S&P 500 PTP Cap with 20% Buffer |
Point to Point
6-Year
|
125%
Cap
|
| 6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer Uncapped |
Point to Point
6-Year
|
105%
Participation
|
| 3-Year S&P 500 PTP Cap with 20% Buffer |
Point to Point
Triennial
|
35%
Cap
|
| 3-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Triennial
|
50%
Cap
|
| 1-Year S&P 500 PTP Cap with 20% Buffer |
Point to Point
Annual
|
10%
Cap
|
| 1-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Annual
|
13.5%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Penalty | 8% | 8% | 7% | 6% | 5% | 4% |
Riders
No Riders for Guardian MarketPerform annuity.
Waivers
Death
We pay the Death Benefit amount to your beneficiary(ies) free of surrender charges.
Nursing Home
Unavailable in states: CA
We will waive a surrender charge that would otherwise apply to a withdrawal or surrender if any owner who was age 75 or less on the Contract Date is confined to a nursing home or hospital facility for at least 90 consecutive days pursuant to a qualified physician’s diagnosis that such confinement is medically necessary.
Terminal Illness
Unavailable in states: CA
We will waive a surrender charge that would otherwise apply to a withdrawal or surrender if any owner is diagnosed with a terminal illness by a qualified physician and is not expected to survive more than 6 months.
Premium Notes
Withdrawal Provisions
Free withdrawal amount The free withdrawal amount is equal to 10% of the Contract Value on the prior contract anniversary each year and is not cumulative. In the first contract year, the free withdrawal amount is equal to 10% of the single premium. The free withdrawal amount is reduced by any prior withdrawals, including RMDs, taken during the contract year.
- A.M. Best A++
- S&P AA+
- Moody's Aa1
- Comdex 99
