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NexCompounder 10

The Ohio State Life Insurance Company finds itself in the retirement solutions sector with roots dating back to 1906. Offering access to a multi-billion-dollar investment platform, the company develops various life insurance and annuity policies. Ohio State’s goal is to grow the retirement income of its customers while protecting the initial principal invested. While also partnering with leading service providers, the company uniquely benefits from the investment expertise and operational resources of the NexAnnuity platform, which is also its parent company.

NexCompounder 10

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Investment

Your Gender

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Retire At

About Product

Type

Fixed Index

Purpose

Accumulation

Term

10 Years

Surrender schedule

9.3%

8.4%

7.5%

6.6%

5.7%

4.7%

3.8%

2.8%

1.9%

0.9%

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Profit Sharing, Traditional IRA, Pension, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, and 1035 Exchange

Launch Date

12/01/2025

The NexCompounder FIA offers the potential for increased value based on the positive performance of one or more market indices, while providing 100% protection from market downturns. With tax-deferred growth on interest earnings, investors can accumulate assets more efficiently, making NexCompounder a powerful tool for long-term financial security.

Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	5% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	10.5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	58% Participation
1-Year Nasdaq-100 12% Volatility Control PTP Cap	Point to Point Annual	17% Cap
1-Year Nasdaq-100 12% Volatility Control PTP Participation Rate	Point to Point Annual	89% Participation
1-Year Franklin US Core Plus 7.5% Volatility PTP Participation Rate	Point to Point Annual	120% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	8%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

No Riders for NexCompounder 10 annuity.

Waivers

No Waivers for NexCompounder 10 annuity.

Premium Notes

Owner/Annuitant
Single owner or joint annuitant/owner.

Issue Ages
Minimum: 0
Maximum: 85
Policies may not be issued on or after 86th birthday of the oldest of all owners and annuitants.

Flexible Premium
In the first year, you can add additional funds to your fixed index annuity after your initial purchase, allowing you to increase your investment as your budget or circumstances allow. This provides an opportunity to maximize potential growth without having to purchase a new policy.

Flexible to Transfer Between Strategies
At the end of each term, you have the option to transfer money between your fixed rate strategy and/or any indexed strategy.

Withdrawal Provisions

Market Value Adjustment (MVA) Withdrawals in excess of the Free Withdrawal Amount, with the exception of Required Minimum Distributions, are subject to an MVA during the surrender charge period This adjustment may either increase or decrease the amount withdrawn and is determined by a formula that is tied to an external index.Free Withdrawals After the first policy year, clients may withdraw up to 10% of the account value (based on the previous policy anniversary, after all index/interest credits are applied) without surrender charges or MVA.

Company Founded: 1906

Good Rated Company

The Ohio State Life Insurance Company

Company Ratings

4.9