4.6
based on complex data
Annuity Educator Rating
Annuity review
Denali 10 (CA Only)
The Denali 10 Annuity is an excellent option for retirees in California. This product guarantees a steady income for life, making your golden years a lot more comfortable.
Denali 10 offers great flexibility, security, and higher returns than traditional savings accounts. An easy way to enjoy a stress-free retirement!
Denali 10 (CA Only)
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About Product
Type
Fixed Index
Purpose
Lifetime Income
Term
10 Years
Surrender schedule
8.1%
7.25%
6.35%
5.5%
4.6%
3.7%
2.75%
1.85%
0.9%
0.5%
Fee withdrawal:
5%
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, Inherited IRA, and TSP
Launch Date
06/08/2020
SILAC Denali Series takes you on a new retirement journey. It provides guarantees where you need guarantees and flexibility where you need flexibility.
Available in states:
CA
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Barclays Atlas 5 PTP Boost Spread |
Boost
Annual
|
3%
Spread
|
| 1-Year Nasdaq Generations 5 PTP Boost Spread |
Boost
Annual
|
3%
Spread
|
| 1-Year S&P 500 RavenPack AI PTP Boost Spread |
Boost
Annual
|
3.25%
Spread
|
| 1-Year Fixed Account |
Fixed
|
3.75%
Fixed
|
| 1-Year Nasdaq Generations 5 PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 8% | 7% | 6% | 6% | 5% | 4% | 3% | 2% | 1% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Denali with Lifetime Withdrawal Benefit | Yes |
Waivers
No Waivers for Denali 10 (CA Only) annuity.
Premium Notes
Minimum Premium
- $10,000 Qualified and Non-Qualified
- Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.
Withdrawal Provisions
Free WithdrawalsIn the 1st Policy Year, Required Minimum Distributions can be withdrawn. After the 1st Policy Year, up to 5% of the Account Value or RMD can be withdrawn. One non-systematic free withdrawal allowed per year.
Company Founded: 1935
Average Rated
Company
Company Ratings
4.7
- A.M. Best B
- Fitch BBB-
- Comdex 32
Assets: $10,393,472,750
Utah
