Denali 10 (CA Only)

SILAC Insurance Company
Denali 10 (CA Only)-brochure Denali 10 (CA Only)-brochure

Denali 10 (CA Only)

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Ratings:

  • A.M. Best B
  • Comdex 35

About Product

Type
Fixed Index
Purpose
Lifetime Income
Term
10 Years
Surrender schedule
8.1%7.25%6.35%5.5%4.6%3.7%2.75%1.85%0.9%0.5%
Fee withdrawal:
5%
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and TSP
Launch Date
06/08/2020
SILAC Denali Series takes you on a new retirement journey. It provides guarantees where you need guarantees and flexibility where you need flexibility.


Available in states: CA

Allocation Accounts

Name Type Rates
1-Year Barclays Atlas 5 PTP Boost Spread
Boost
Annual
3% Spread
1-Year Nasdaq Generations 5 PTP Boost Spread
Boost
Annual
3% Spread
1-Year S&P 500 RavenPack AI PTP Boost Spread
Boost
Annual
3.25% Spread
1-Year Fixed Account
Fixed
3.75% Fixed
1-Year Nasdaq Generations 5 PTP Participation Rate
Point to Point
Annual
175% Participation
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
87% Participation
1-Year Barclays Atlas 5 PTP Participation Rate
Point to Point
Annual
170% Participation
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.35% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.5% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
47% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate
Point to Point
Annual
65% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 8% 7% 6% 6% 5% 4% 3% 2% 1% 1%

Riders

Name Inbuilt Fee
Denali with Lifetime Withdrawal Benefit Yes

Waivers

No Waivers for Denali 10 (CA Only) annuity.

Premium Notes

Minimum Premium 
  • $10,000 Qualified and Non-Qualified 
  • Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.
Note: we take TSP as a rollover to IRA.

Withdrawal Provisions

Free Withdrawals
In the 1st Policy Year, Required Minimum Distributions can be withdrawn. After the 1st Policy Year, up to 5% of the Account Value or RMD can be withdrawn. One non-systematic free withdrawal allowed per year.

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