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MarketLock NY RILA

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Your State

Investment

Your Gender

Your Age

Retire At

About Product

Type

Registered Index-Linked

Purpose

Accumulation & Legacy

Term

6 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, SEP IRA, IRA-Roth, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

11/17/2025

Corebridge MarketLock Annuity is a registered index-linked annuity (RILA) that helps you navigate the market and adjust your strategy to lock in growth when the market is up and limit risk when the market is down.
With Corebridge MarketLock Annuity, you can:

Customize your strategy with the growth potential and level of protection you want.
Lock in market gains based on real-time index performance.
Ease downside risk by reducing the impact of market losses.

Performance Capture
MarketLock offers the Automatic and/or Manual Performance Capture feature(s) in all strategy account options. These features allow you to:

Automatically lock in growth once the growth target for your selected index is reached.
Manually lock in your strategy account value any time you choose.

Manual Performance Capture instructions must be received at least 5 days prior to the end of the term.
How it works
The Automatic and Manual Performance Capture features use the annuity’s interim value to lock in growth.

The interim value is an estimate of the current strategy account value, factoring in index performance, costs and the length of time before the end of the term.
Once the interim value is locked in, your assets are protected against loss and won’t fluctuate with index returns for the remainder of the contract year. You’ll earn a fixed rate of interest after the lock-in, ensuring growth until the next contract anniversary when you must reallocate or reset your term.

You may incur losses if you stay in the strategy account option past the next contract anniversary or if you reallocate to a new account option. Assets in all multi-year strategies will automatically be transferred to the 1-Year Fixed Account unless other instructions are received prior to the anniversary date.

Available in states: NY

Allocation Accounts

Name	Type	Rates
1-Year S&P 500 Dual Direction Cap with 10% Buffer	Dual Directional Annual	100% Participation 11.5% Cap
1-Year Nasdaq-100 Dual Direction Cap with 10% Buffer	Dual Directional Annual	100% Participation 12.25% Cap
6-Year S&P 500 Dual Direction Cap with 20% Buffer	Dual Directional 6-Year	100% Participation 65% Cap
6-Year S&P 500 Dual Direction Cap with 10% Buffer	Dual Directional 6-Year	100% Participation 110% Cap
6-Year S&P 500 Cap Secure with 10% Buffer	Annual Lock 6-Year	100% Participation 11.5% Cap
Performance Capture Fixed Rate	Fixed	2.55% Fixed
1-Year Fixed Account	Fixed	3.25% Fixed
6-Year S&P 500 PTP Participation Rate with Cap with 20% Buffer	Point to Point 6-Year	105% Participation 65% Cap
6-Year S&P 500 PTP Participation Rate with Cap with 10% Buffer	Point to Point 6-Year	105% Participation 80% Cap
1-Year Nasdaq-100 PTP Cap with 10% Buffer	Point to Point Annual	100% Participation 16% Cap
1-Year S&P 500 PTP Cap with 20% Buffer	Point to Point Annual	100% Participation 10.5% Cap
1-Year S&P 500 PTP Cap with 10% Buffer	Point to Point Annual	100% Participation 15% Cap
1-Year Nasdaq-100 Performance Trigger with 10% Buffer	Performance Triggered Annual	100% Participation 11% Performance triggered
1-Year S&P 500 Performance Trigger with 10% Buffer	Performance Triggered Annual	100% Participation 10% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6
Penalty	8%	8%	7%	6%	5%	4%

Riders

Name	Inbuilt	Fee
ROP Death Benefit	No	0.20% annually

Waivers

Terminal Illness

Withdrawal charges may be waived if you have terminal illness that was initially diagnosed after the contract issue date.

Extended Care

Withdrawal charges may be waived if you have extended care needs for at least 90 consecutive days, beginning after the first year.

Premium Notes

Issue age

18-85
18-75 with optional return of principal death benefit

Purchase Payment

Minimum: $25,000 (qualified and non-qualified)
Requires prior company approval if total of all contracts issued to the same owner and/or annuitant exceeds $2 million
Premiums received in the first 75 days will be treated as single premium.

Withdrawal Provisions

Free withdrawals In the contract’s first year, you can withdraw 10% of your premium (money allocated to the RILA) without incurring any withdrawal charges. After the first contract year, you can withdraw up to 10% of your contract value (based on your prior anniversary value) at no charge. Minimum Withdrawal Value (MWV) The minimum amount guaranteed to be paid to you on surrender, payment of a death benefit or upon annuitization under the Contract. The Minimum Withdrawal Value is equal to the sum of the Fixed Account Option Minimum Withdrawal Value and the Strategy Account Option Minimum Withdrawal Value(s).

Company Founded: 1850

Excellent Rated Company

Corebridge Financial Inc. of New York

Company Ratings

4.2