IncomeShield 9 without LIBR (CA Only)
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
IncomeShield 9 is a fixed index annuity designed to help protect hard-earned dollars from index fluctuations while offering interest growth opportunities based on increases in an index.
Available in states:
CA
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
1.1%
Fixed
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
15%
Participation
|
2-Year BlackRock Adaptive U.S. Equity 5% PTP Participation Rate |
Point to Point
Biennial
|
70%
Participation
|
1-Year BlackRock Adaptive U.S. Equity 5% PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
2-Year SG Global Sentiment PTP Participation rate |
Point to Point
Biennial
|
70%
Participation
|
1-Year SG Global Sentiment PTP Participation rate |
Point to Point
Annual
|
50%
Participation
|
2-Year UBS Tech Edge PTP Participation rate |
Point to Point
Biennial
|
70%
Participation
|
1-Year UBS Tech Edge PTP Participation rate |
Point to Point
Annual
|
50%
Participation
|
2-Year BofA Destinations PTP Participation rate |
Point to Point
Biennial
|
70%
Participation
|
1-Year BofA Destinations PTP Participation rate |
Point to Point
Annual
|
50%
Participation
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
10%
Participation
|
2-Year S&P 500 PTP Cap |
Point to Point
Biennial
|
3.75%
Cap
|
2-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Participation Rate |
Point to Point
Biennial
|
55%
Participation
|
1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Participation Rate |
Point to Point
Annual
|
40%
Participation
|
1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Cap |
Point to Point
Annual
|
2.5%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
1%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
1.75%
Cap
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
---|---|---|---|---|---|---|---|---|---|
Penalty | 7% | 7% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |