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SurePath Income

The SurePath Income Annuity is excellent if you're yearning for a worry-free retirement. It provides reliable income, just like clockwork, designed to last throughout your golden years.

With its great returns, you'll enjoy peace of mind knowing your future is secure. SurePath puts you on the sure path to a happy, financially sound retirement.

SurePath Income

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About Product

Type

Fixed Index

Purpose

Lifetime Income

Term

10 Years

Surrender schedule

10%

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, NQ Stretch, and TSP

Launch Date

07/15/2019

SurePath Income Fixed Indexed Annuity offers your clients guaranteed lifetime income, and principal protection from market declines with growth opportunities.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3% Fixed
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	20% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	4% Cap
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	20% Participation
1-Year MSCI EAFE PTP Cap	Point to Point Annual	4% Cap
1-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Annual	105% Participation
3-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Triennial	135% Participation
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	30% Participation
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	30% Participation
3-Year S&P 500 PTP Cap	Point to Point Triennial	15% Cap
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	15% Cap

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	10%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Hypothetical Projection

Comparison against S&P 500 using current rates

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Investment Amount

Riders

Name	Inbuilt	Fee
SurePath Income Rider	Yes	1.00% annually (2.50% max)

Waivers

Death

The MVA and Surrender Charge do not apply tothe Death Benefit.

Terminal Illness

Unavailable in states: CA

The MVA and Surrender Charge do not apply to a Withdrawal or Surrender taken as a Medically Related Surrender where the Owner (or Annuitant if your Prudential SurePath annuity is owned by an entity) is diagnosed with a terminal illness or confined to a Medical Care Facility for 90 consecutive days (subject to regulatory approval).

Premium Notes

The Goldman Sachs Voyager Index includes an annual 0.50% index fee, which accrues daily, meaning that a small portion of the fee is removed from the Index each day. The index fee is included in order to account for index rebalancing, maintenance and hedging and transaction costs.

Note: TSP funds have to be rolled into an IRA.

Withdrawal Provisions

Free withdrawals In the first contract year, you may withdraw up to 10% of the total premium, without incurring Surrender Charges or a Market Value Adjustment (MVA). After the first contract year, you may withdraw up to 10% of the Account Value (based on the previous contract anniversary, after all index/ interest credits are applied) without Surrender Charges or an MVA.

Company Founded: 1971

TOP Rated Company

Pruco Life Insurance Company

Company Ratings

4.7