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SurePath Income

The SurePath Income Annuity is excellent if you're yearning for a worry-free retirement. It provides reliable income, just like clockwork, designed to last throughout your golden years.

With its great returns, you'll enjoy peace of mind knowing your future is secure. SurePath puts you on the sure path to a happy, financially sound retirement.

SurePath Income

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About Product

Type

Fixed Index

Purpose

Lifetime Income

Term

10 Years

Surrender schedule

10%

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, NQ Stretch, TSP, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

07/15/2019

SurePath Income Fixed Indexed Annuity offers your clients guaranteed lifetime income, and principal protection from market declines with growth opportunities.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3% Fixed
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	20% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	4% Cap
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	20% Participation
1-Year MSCI EAFE PTP Cap	Point to Point Annual	4.25% Cap
1-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Annual	102% Participation
3-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Triennial	130% Participation
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	28% Participation
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	28% Participation
3-Year S&P 500 PTP Cap	Point to Point Triennial	14% Cap
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	14.25% Cap
3-Year J.P. Morgan AQUA PTP Participation Rate	Point to Point Triennial	115% Participation
2-Year J.P. Morgan AQUA PTP Participation Rate	Point to Point Biennial	100% Participation
1-Year J.P. Morgan AQUA PTP Participation Rate	Point to Point Annual	75% Participation
1-Year J.P. Morgan AQUA PTP Cap	Point to Point Annual	9% Cap
2-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Biennial	110% Participation
3-Year Dimensional US Innovation PTP Participation Rate	Point to Point Triennial	140% Participation
2-Year Dimensional US Innovation PTP Participation Rate	Point to Point Biennial	115% Participation
1-Year Dimensional US Innovation PTP Participation Rate	Point to Point Annual	90% Participation
1-Year Dimensional US Innovation PTP Cap	Point to Point Annual	11% Cap
3-Year PGIM Quant US Multi-Asset Positioning PTP Participation Rate	Point to Point Triennial	195% Participation
2-Year PGIM Quant US Multi-Asset Positioning PTP Participation Rate	Point to Point Biennial	155% Participation
1-Year PGIM Quant US Multi-Asset Positioning PTP Participation Rate	Point to Point Annual	105% Participation
1-Year Franklin Spotlight PTP Participation Rate	Point to Point Annual	90% Participation
2-Year Franklin Spotlight PTP Participation Rate	Point to Point Biennial	115% Participation
3-Year Franklin Spotlight PTP Participation Rate	Point to Point Triennial	140% Participation
1-Year Franklin Spotlight PTP Cap	Point to Point Annual	11% Cap

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	10%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
SurePath Income Rider	Yes	1.00% annually (2.50% max)

Waivers

Death

The MVA and Surrender Charge do not apply tothe Death Benefit.

Terminal Illness

Unavailable in states: CA

The MVA and Surrender Charge do not apply to a Withdrawal or Surrender taken as a Medically Related Surrender where the Owner (or Annuitant if your Prudential SurePath annuity is owned by an entity) is diagnosed with a terminal illness or confined to a Medical Care Facility for 90 consecutive days (subject to regulatory approval).

Premium Notes

Minimum premium payment

Initial: $25,000
Subsequent: Not Permitted

Issue ages

Minimum: 45
Maximum: 85
Contracts may not be issued on or after the 86th birthday of the oldest of all owners and annuitants

Withdrawal Provisions

Free withdrawals In the first contract year, you may withdraw up to 10% of the total premium, without incurring Surrender Charges or a Market Value Adjustment (MVA). After the first contract year, you may withdraw up to 10% of the Account Value (based on the previous contract anniversary, after all index/ interest credits are applied) without Surrender Charges or an MVA.

Company Founded: 1971

TOP Rated Company

Pruco Life Insurance Company

Company Ratings

4.7