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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%
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SurePath Income

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Highlights

SurePath Income Fixed Indexed Annuity offers your clients guaranteed lifetime income, and principal protection from market declines with growth opportunities.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
 Fixed Index
Purpose Lifetime Income
Term
 10 Years
Surrender schedule
 10%9%8%7%6%5%4%3%2%1%
Free withdrawal
 10%
Market value adjustment
Return of premium
Launch date
 07/15/2019
Minimum contribution
 $25,000
Maximum contribution
 $1,000,000
Max Age Qualified
 85
Types of funds
 Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, NQ Stretch, and TSP
Brochure
 Open brochure

Find out if the SurePath Income is the right product for you.

Premium Notes

The Goldman Sachs Voyager Index includes an annual 0.50% index fee, which accrues daily, meaning that a small portion of the fee is removed from the Index each day. The index fee is included in order to account for index rebalancing, maintenance and hedging and transaction costs.

Note: TSP funds have to be rolled into an IRA.

Withdrawal Provisions

Free withdrawals
In the first contract year, you may withdraw up to 10% of the total premium, without incurring Surrender Charges or a Market Value Adjustment (MVA). After the first contract year, you may withdraw up to 10% of the Account Value (based on the previous contract anniversary, after all index/ interest credits are applied) without Surrender Charges or an MVA. 

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
30% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5% Cap
1-Year MSCI EAFE PTP Participation Rate
Point to Point
Annual
30% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
5% Cap
1-Year Goldman Sachs Voyager PTP Participation Rate
Point to Point
Annual
125% Participation
3-Year Goldman Sachs Voyager PTP Participation Rate
Point to Point
Triennial
155% Participation
3-Year MSCI EAFE PTP Participation Rate
Point to Point
Triennial
40% Participation
3-Year S&P 500 PTP Participation Rate
Point to Point
Triennial
40% Participation
3-Year S&P 500 PTP Cap
Point to Point
Triennial
20% Cap
3-Year MSCI EAFE PTP Cap
Point to Point
Triennial
20% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 10% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
SurePath Income Rider Yes 1.00% annually (2.50% max)

Waivers

Death

The MVA and Surrender Charge do not apply tothe Death Benefit.

Terminal Illness

Unavailable in states: CA

The MVA and Surrender Charge do not apply to a Withdrawal or Surrender taken as a Medically Related Surrender where the Owner (or Annuitant if your Prudential SurePath annuity is owned by an entity) is diagnosed with a terminal illness or confined to a Medical Care Facility for 90 consecutive days (subject to regulatory approval).

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