Ameritas (Legacy Marketing Group) FlexMark Select
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
FlexMark Select annuities are all about flexibility and choice. Clients can tailor their FlexMark Select annuity to fit their need for accumulation and/or retirement income strategies. They can choose a bonus or no-bonus product and upgrade from a no-cost GLWB income rider to a for-cost GLWB rider that offers a stronger “roll-up” rate, lifestyle, and level payout options, and an optional income booster. The diverse interest crediting options, with the option to receive higher participation and/or cap rates for a fee, provide additional flexibility.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Available in states:
AL, AZ, AR, CO, DC, FL, GA, IL, IA, KS, KY, LA, ME, MD, MI, MS, MT, NE, NC, ND, RI, SD, TN, VT, VA, WV, WI, and WY
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.25%
Fixed
|
1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
210%
Participation
|
2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
230%
Participation
|
2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
280%
Participation
|
1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
220%
Participation
|
2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
235%
Participation
|
2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
280%
Participation
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
7.6%
Cap
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
9.95%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.75%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.75%
Cap
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
63%
Participation
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
77%
Participation
|
1-Year Fixed Account |
Fixed
|
4.4%
Fixed
|
1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
215%
Participation
|
1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
290%
Participation
|
2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
235%
Participation
|
1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
185%
Participation
|
1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
225%
Participation
|
2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
240%
Participation
|
2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
295%
Participation
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
7.75%
Cap
|
1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
10.2%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8.1%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.1%
Cap
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
65%
Participation
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
79%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 10% | 10% | 10% | 9% | 9% | 8% | 7% | 6% | 4% | 2% |
Riders
Name | Inbuilt | Fee |
---|---|---|
Flexmark Basic Income Rider | Yes | |
Flexmark MyFit Income Rider | No | 1.15% annually (2.00% max) |
Flexmark MyFit Income Rider with Booster | No | 1.25% annually (2.00% max) |
Flexmark MyFit Income Rider (Lifestyle Payout) | No | 1.15% annually (2.00% max) |
Flexmark MyFit Income Rider with Booster (Lifestyle Payout) | No | 1.25% annually (2.00% max) |