Ameritas (Legacy Marketing Group) FlexMark Select Plus
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Highlights
FlexMark Select Plus annuities are all about flexibility and choice. Clients can tailor their FlexMark Select annuity to fit their need for accumulation and/or retirement income strategies. They can choose a bonus or no-bonus product and upgrade from a no-cost GLWB income rider to a for-cost GLWB rider that offers a stronger “roll-up” rate, lifestyle and level payout options, and an optional income booster. The diverse interest crediting options, with the option to receive higher participation and/or cap rates for a fee, provide additional flexibility.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Available in states:
AL, AZ, AR, CO, DC, FL, GA, IL, IA, KS, KY, LA, ME, MD, MI, MS, MT, NE, NC, ND, RI, SD, TN, VT, VA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Premium Bonus
|
6% |
|
Term
|
10 Years |
|
Surrender schedule
|
10%10%10%9%9%8%7%6%4%2% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, and TSP |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
4%
Fixed
|
| 1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
| 1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
210%
Participation
|
| 2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
220%
Participation
|
| 2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
265%
Participation
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
7.15%
Cap
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
9.35%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.3%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.25%
Cap
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
60%
Participation
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
74%
Participation
|
| 1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
155%
Participation
|
| 1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
200%
Participation
|
| 2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
215%
Participation
|
| 2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
265%
Participation
|
| 1-Year Fixed Account |
Fixed
|
4.15%
Fixed
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
76%
Participation
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
62%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.6%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.6%
Cap
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
9.6%
Cap
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
7.3%
Cap
|
| 2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
280%
Participation
|
| 2-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Biennial
|
225%
Participation
|
| 1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
215%
Participation
|
| 1-Year BNPP Momentum 5 PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
| 2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
275%
Participation
|
| 2-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Biennial
|
220%
Participation
|
| 1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
205%
Participation
|
| 1-Year US Innovative Leaders 5 PTP Participation Rate |
Point to Point
Annual
|
165%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 10% | 10% | 10% | 9% | 9% | 8% | 7% | 6% | 4% | 2% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Flexmark MyFit Income Rider | No | 1.15% annually (2.00% max) |
| Flexmark MyFit Income Rider with Booster | No | 1.25% annually (2.00% max) |
| Flexmark MyFit Income Rider (Lifestyle Payout) | No | 1.15% annually (2.00% max) |
| Flexmark MyFit Income Rider with Booster (Lifestyle Payout) | No | 1.25% annually (2.00% max) |
| Flexmark Select Plus Basic Income Rider | Yes |