Flex Accumulator Rate & Reviews

Flex Accumulator

F&G Flex Accumulator is a fixed indexed annuity offering enhanced legacy, increased liquidity and strong accumulation potential.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4% Fixed
2-Year Morgan Stanley Dynamic Rotator PTP Participation Rate with Spread	Point to Point Biennial	200% Participation
1-Year Morgan Stanley Dynamic Rotator PTP Participation Rate with Spread	Point to Point Annual	100% Participation
2-Year Morgan Stanley Dynamic Rotator PTP Participation Rate with Spread	Point to Point Biennial	170% Participation
1-Year S&P 500 PTP Participation Rate with Spread	Point to Point Annual	45% Participation 3% Spread
1-Year S&P 500 PTP Participation Rate with Spread	Point to Point Annual	35% Participation 3% Spread
1-Year S&P 500 PTP Cap	Point to Point Annual	9% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3.6% Cap
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread	Point to Point Biennial	305% Participation
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread	Point to Point Biennial	265% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	12%	11%	10%	9%	8%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
Enhanced Death Benefit rider (ages 0-69)	Yes	None
Enhanced Death Benefit rider (ages 70+)	Yes	None