Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Accelerator Plus 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The FG Accelerator Plus 10 is a flexible premium deferred annuity with a 10-year surrender charge period offering multiple index options and one fixed interest rate option. It is designed to be a long-term retirement savings tool with a variety of options to help you achieve the standard of living you want during your retirement.
Available in states: AL, AK, AZ, AR, CA, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
1-Year CIBC Balanced Asset 5 PTP Participation Rate
Point to Point
Annual
275% Participation
2-Year BlackRock Market Advantage PTP Participation Rate with Spread
Point to Point
Biennial
230% Participation
1-Year BlackRock Market Advantage PTP Participation Rate
Point to Point
Annual
160% Participation
2-Year GS Global Factor PTP Participation Rate
Point to Point
Biennial
365% Participation
2-Year GS Global Factor PTP Participation Rate with Spread
Point to Point
Biennial
320% Participation
1-Year GS Global Factor PTP Participation Rate
Point to Point
Annual
275% Participation
1-Year GS Global Factor PTP Participation Rate
Point to Point
Annual
215% Participation
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread
Point to Point
Biennial
265% Participation
5% Spread
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread
Point to Point
Biennial
235% Participation
5% Spread
1-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread
Point to Point
Annual
205% Participation
5.5% Spread
1-Year CIBC Balanced Asset 10 PTP Participation Rate
Point to Point
Annual
110% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread
Point to Point
Biennial
320% Participation
1-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread
Point to Point
Annual
215% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate
Point to Point
Biennial
365% Participation
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread
Point to Point
Biennial
285% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.25% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.6% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
3.5% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
12.75% Cap
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread
Point to Point
Biennial
325% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
6.5% Performance triggered
1-Year S&P 500 Performance Trigger with charge
Performance Triggered
Annual
8.25% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 14% 13% 12% 11% 10% 8% 6% 4% 2% 1%

Riders

Name Inbuilt Fee
FG Accelerator Plus 10 EGMWB Yes 0.95% annually
FG Accelerator 10 Plus GMWB (HI, IL) Yes 0.95% annually