Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Prosperity Elite 14 Enhancement

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Prosperity Elite 14 Enhancement is a flexible premium deferred annuity with a 14-year surrender charge period offering multiple index options and one fixed interest rate option. It is designed to be a long-term retirement savings tool with a variety of options to help you achieve the standard of living you want during your retirement. 
Available in states: AZ, AR, CO, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MI, MO, NE, NH, NM, NC, ND, RI, SD, TN, VT, VA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
1-Year Gold PTP Cap
Point to Point
Annual
14.75% Cap
1-Year S&P 500 PTP Monthly Average Cap
Point to Point
Annual
Monthly average
14% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
3.3% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
11.75% Cap
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread
Point to Point
Biennial
330% Participation
1-Year CIBC Balanced Asset 5 PTP Participation Rate
Point to Point
Annual
255% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread
Point to Point
Biennial
360% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate
Point to Point
Biennial
390% Participation
1-Year GS Global Factor PTP Participation Rate
Point to Point
Annual
245% Participation
2-Year GS Global Factor PTP Participation Rate with Spread
Point to Point
Biennial
350% Participation
2-Year GS Global Factor PTP Participation Rate
Point to Point
Biennial
370% Participation
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
8% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14
Penalty 15% 14% 13% 12% 11% 10% 9% 8% 7% 6% 5% 4% 3% 2%

Riders

Name Inbuilt Fee
GMDB Prosperity Elite Enhancement Package Yes 0.60% annually