Performance Pro Rate & Reviews

Performance Pro

The Performance Pro with GMWB is a Flexible Premium Fixed Deferred Indexed Annuity with a 10 year surrender charge period. The Performance Pro with GMWB also provides a premium bonus of 15% (varies by age) on all premiums received in the first contract year for issue ages 0-75 and 9% for issue ages 76 and above. This bonus is only available when electing the guaranteed lifetime income rider.
In the following states, the vesting bonus rate differs: AK, AL, CA, DE, FL (issue ages 65+), ID, MA, MN, MS, MT, NJ, NV, OH, OK, OR, PA, PR, SC, TX, UT and WA. The vesting bonus in these states is 11% for ages 0-75 and 6% for ages 76 and above.
The Premium Bonus is subject to a 9 year vesting schedule. The vested account value available to you at any given time for free withdrawals, surrenders, or annuitization includes only the vested portion of the bonus amount at that time.

The account value available as a death benefit includes 100% of any bonus amounts regardless of the portion vested at that time.

Available in states: AL, AK, AZ, AR, CA, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3% Fixed
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2.35% Cap
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread	Point to Point Biennial	195% Participation
2-Year S&P 500 PTP Cap	Point to Point Biennial	13% Cap
3-Year S&P 500 PTP Cap	Point to Point Triennial	19.5% Cap
1-Year Gold PTP Cap	Point to Point Annual	6.5% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	6.5% Cap
1-Year Balanced Asset 5 PTP Participation Rate	Point to Point Annual	150% Participation
2-Year Balanced Asset 5 PTP Participation Rate	Point to Point Biennial	270% Participation
2-Year Balanced Asset 5 PTP Participation Rate with Spread	Point to Point Biennial	225% Participation
1-Year GS Global Factor PTP Participation Rate	Point to Point Annual	140% Participation
2-Year GS Global Factor PTP Participation Rate	Point to Point Biennial	255% Participation
2-Year GS Global Factor PTP Participation Rate with Spread	Point to Point Biennial	210% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	14%	13%	12%	11%	10%	8%	6%	4%	2%	1%

Riders

Name	Inbuilt	Fee
Performance Pro: Enhanced Guaranteed Minimum Withdrawal Benefit	Yes	0.10% annually (1.50% max)