Prosperity Elite 10 Enhancement Rate & Reviews

Prosperity Elite 10 Enhancement

The Prosperity Elite 10 Enhancement is a flexible premium deferred annuity with a 10-year surrender charge period offering multiple index options and one fixed interest rate option. It is designed to be a long-term retirement savings tool with a variety of options to help you achieve the standard of living you want during your retirement.

Available in states: AL, AK, AZ, AR, CA, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	5.25% Fixed
1-Year CIBC Balanced Asset 5 PTP Participation Rate	Point to Point Annual	250% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread	Point to Point Biennial	370% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate	Point to Point Biennial	385% Participation
1-Year GS Global Factor PTP Participation Rate	Point to Point Annual	240% Participation
2-Year GS Global Factor PTP Participation Rate with Spread	Point to Point Biennial	355% Participation
2-Year GS Global Factor PTP Participation Rate	Point to Point Biennial	365% Participation
1-Year Gold PTP Cap	Point to Point Annual	14.75% Cap
1-Year S&P 500 PTP Monthly Average Cap	Point to Point Annual Monthly average	13.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3.6% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	12.25% Cap
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread	Point to Point Biennial	325% Participation
1-Year S&P 500 Index Gain Option with Declared Rate	Performance Triggered Annual	9.25% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	12%	11%	10%	9%	8%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
GMDB Prosperity Elite Enhancement Package	Yes	0.60% annually