American Landmark 5 Rate & Reviews

American Landmark 5

The American Landmark 5 is a single premium fixed-indexed annuity with 5 year surrender charge period and MVA provision. Purchase Payment Terms begin on the 6th and the 20th of each month. Purchase Payments received before the beginning of a term are placed in a holding account (called the Purchase Payment Account) where it will be credited interest daily until it is placed in the selected strategy.

Available in states: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, RI, SC, SD, TN, TX, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.6% Fixed
1-Year iShares U.S. Real Estate PTP Cap	Point to Point Annual	8.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	8.75% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	65% Participation
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate	Point to Point Annual	65% Participation
1-Year S&P 500 PTP Cap (5-Year Lock)	Cap lock-in Annual	7% Cap
1-Year Fixed Account	Fixed	3.75% Fixed
1-Year iShares U.S. Real Estate PTP Cap	Point to Point Annual	9% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	70% Participation
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate	Point to Point Annual	70% Participation
1-Year S&P 500 PTP Cap (5-Year Lock)	Cap lock-in Annual	7.25% Cap

Surrender schedule

Year	1	2	3	4	5
Penalty	9%	8%	7%	6%	5%