Index Achiever Advisory
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Highlights
An Index Achiever Advisory registered index-linked annuity can complement your investment portfolio and strengthen your retirement strategy. This solution allows you to:
- Participate in market growth
Opportunity to grow your money without investing directly in the market. - Take advantage of tax deferral
Your money may grow at a faster rate since taxes are deferred until you take a withdrawal or annuitize your contract. - Limit your downside risk
Indexed strategies offer floors and buffers to help reduce exposure to market risk. Plus, strategies are linked to a variety of indexes and ETFs, allowing you to diversify your exposure to different markets. - Put your money to work for you
Many retirement products charge administrative fees that can drag down performance. The Index Achiever has no upfront or recurring charges, meaning all of your money goes to work for you. A market value adjustment will apply to withdrawals or surrenders during the first six contract years.
For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Surrender schedule
|
No Surrender Charge |
|
Free withdrawal
|
100% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, Inherited IRA, and NQ Stretch |
Brochure
|
Open brochure |
Find out if the Index Achiever Advisory is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3%
Fixed
|
| 1-Year S&P 500 PTP Cap with -10% Floor |
Point to Point
Annual
|
12%
Cap
|
| 1-Year iShares U.S. Real Estate PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
75%
Participation
|
| 1-Year iShares MSCI EAFE ETF PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
77%
Participation
|
| 6-Year S&P 500 PTP Participation Rate with 10% Buffer |
Point to Point
6-Year
|
125%
Participation
|
| 1-Year SPDR Gold Shares PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
70%
Participation
|
| 1-Year S&P 500 PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
72%
Participation
|
| 1-Year First Trust Barclays Edge PTP Participation Rate with 50% Downside Participation Rate (Limited States) |
Point to Point
Annual
|
175%
Participation
|
| 1-Year First Trust Barclays Edge PTP Participation Rate with 10% Buffer (Limited States) |
Point to Point
Annual
|
145%
Participation
|
| 1-Year SPDR Gold Shares PTP Cap with 10% Buffer |
Point to Point
Annual
|
14.5%
Cap
|
| 1-Year iShares U.S. Real Estate PTP Cap with 10% Buffer |
Point to Point
Annual
|
26.5%
Cap
|
| 1-Year iShares MSCI EAFE ETF PTP Cap with 10% Buffer |
Point to Point
Annual
|
18.5%
Cap
|
| 1-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Annual
|
17%
Cap
|
| 1-Year Fixed Account |
Fixed
|
3.05%
Fixed
|
| 1-Year First Trust Barclays Edge PTP Participation Rate with 50% Downside Participation Rate (Limited States) |
Point to Point
Annual
|
180%
Participation
|
| 1-Year SPDR Gold Shares PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
80%
Participation
|
| 1-Year iShares U.S. Real Estate PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
76%
Participation
|
| 1-Year First Trust Barclays Edge PTP Participation Rate with 10% Buffer (Limited States) |
Point to Point
Annual
|
150%
Participation
|
| 1-Year iShares MSCI EAFE ETF PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
79%
Participation
|
| 6-Year S&P 500 PTP Participation Rate with 10% Buffer |
Point to Point
6-Year
|
130%
Participation
|
| 1-Year S&P 500 PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
73%
Participation
|
| 1-Year iShares U.S. Real Estate PTP Cap with 10% Buffer |
Point to Point
Annual
|
27.5%
Cap
|
| 1-Year iShares MSCI EAFE ETF PTP Cap with 10% Buffer |
Point to Point
Annual
|
19.5%
Cap
|
| 1-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Annual
|
17.5%
Cap
|
| 1-Year S&P 500 PTP Cap with -10% Floor |
Point to Point
Annual
|
12.25%
Cap
|
| 1-Year SPDR Gold Shares PTP Cap with 10% Buffer |
Point to Point
Annual
|
15%
Cap
|
Surrender schedule
| Year |
|---|
| Penalty |
Riders
No Riders for Index Achiever Advisory annuity.
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