Index Summit 6
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Learn how an annuity can provide guaranteed income for life.
Highlights
Index Summit 6 annuity is an individual deferred indexed annuity contract that may help you accumulate retirement savings.
Payout Options
- Fixed period payout
- Life payout
- Life payout with payments for at least a fixed period
- Joint and one-half survivor payout
State Limitations.
In some states, our ability to waive fees or charges may be limited by applicable laws, regulations, or administrative positions.
For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
In some states, our ability to waive fees or charges may be limited by applicable laws, regulations, or administrative positions.
For more information about submitting New Business applications, please contact the MassMutual Ascend sales desk directly at 1-888-504-7109 option 2
Available in states:
AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
6 Years |
|
Surrender schedule
|
8%7%6%5%4%3% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, Inherited IRA, and NQ Stretch |
Brochure
|
Open brochure |
Find out if the Index Summit 6 is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3%
Fixed
|
| 1-Year S&P 500 PTP Cap (Limited States) |
Point to Point
Annual
|
4.75%
Cap
|
| 1-Year First Trust Barclays Edge PTP Participation Rate with 10% Buffer (Limited States) |
Point to Point
Annual
|
100%
Participation
|
| 1-Year First Trust Barclays Edge PTP Participation Rate with 50% Downside Participation Rate (Limited States) |
Point to Point
Annual
|
125%
Participation
|
| 1-Year SPDR Gold Shares ETF PTP Cap with -10% Floor (Limited States) |
Point to Point
Annual
|
13%
Cap
|
| 1-Year iShares US Real Estate ETF PTP Cap with -10% Floor (Limited States) |
Point to Point
Annual
|
12%
Cap
|
| 1-Year iShares MSCI EAFE ETF PTP Cap with -10% Floor (Limited States) |
Point to Point
Annual
|
9.5%
Cap
|
| 1-Year S&P 500 PTP Cap with 10% Buffer (Limited States) |
Point to Point
Annual
|
11.5%
Cap
|
| 1-Year S&P 500 PTP Cap with -10% Floor (Limited States) |
Point to Point
Annual
|
9.75%
Cap
|
| 6-Year S&P 500 PTP Participation Rate with 10% Buffer (Limited States) |
Point to Point
6-Year
|
105%
Participation
|
| 1-Year iShares US Real Estate ETF PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
60%
Participation
|
| 1-Year iShares MSCI EAFE ETF PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
68%
Participation
|
| 1-Year S&P 500 PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
61%
Participation
|
| 2-Year S&P 500 PTP Cap with 50% Downside Participation Rate |
Point to Point
Biennial
|
19%
Cap
|
| 2-Year S&P 500 PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Biennial
|
70%
Participation
|
| 1-Year S&P 500 PTP Cap with 50% Downside Participation Rate |
Point to Point
Annual
|
10.5%
Cap
|
| 1-Year Fixed Account |
Fixed
|
3.05%
Fixed
|
| 1-Year First Trust Barclays Edge PTP Participation Rate with 10% Buffer (Limited States) |
Point to Point
Annual
|
105%
Participation
|
| 2-Year S&P 500 PTP Cap with 50% Downside Participation Rate |
Point to Point
Biennial
|
20%
Cap
|
| 1-Year First Trust Barclays Edge PTP Participation Rate with 50% Downside Participation Rate (Limited States) |
Point to Point
Annual
|
130%
Participation
|
| 2-Year S&P 500 PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Biennial
|
75%
Participation
|
| 1-Year SPDR Gold Shares ETF PTP Cap with -10% Floor (Limited States) |
Point to Point
Annual
|
14%
Cap
|
| 1-Year S&P 500 PTP Cap with 50% Downside Participation Rate |
Point to Point
Annual
|
11%
Cap
|
| 1-Year iShares US Real Estate ETF PTP Cap with -10% Floor (Limited States) |
Point to Point
Annual
|
12.5%
Cap
|
| 1-Year S&P 500 PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
66%
Participation
|
| 1-Year iShares MSCI EAFE ETF PTP Cap with -10% Floor (Limited States) |
Point to Point
Annual
|
10%
Cap
|
| 1-Year iShares MSCI EAFE ETF PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
73%
Participation
|
| 1-Year S&P 500 PTP Cap with 10% Buffer (Limited States) |
Point to Point
Annual
|
12%
Cap
|
| 1-Year iShares US Real Estate ETF PTP Participation Rate with 50% Downside Participation Rate |
Point to Point
Annual
|
65%
Participation
|
| 1-Year S&P 500 PTP Cap with -10% Floor (Limited States) |
Point to Point
Annual
|
10%
Cap
|
| 1-Year S&P 500 PTP Cap (Limited States) |
Point to Point
Annual
|
5%
Cap
|
| 6-Year S&P 500 PTP Participation Rate with 10% Buffer (Limited States) |
Point to Point
6-Year
|
110%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Penalty | 8% | 7% | 6% | 5% | 4% | 3% |
Riders
No Riders for Index Summit 6 annuity.
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