American Legend 7 Non-MVA Rate & Reviews

American Legend 7 Non-MVA

American Legend 7 is a fixed-indexed annuity offers multiple indexed strategies, accepts additional purchase payments, and features early withdrawal charges and market value adjustments that end after seven years.

Available in states: AK, PA, and UT

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.85% Fixed
1-Year iShares U.S. Real Estate PTP Cap	Point to Point Annual	8.5% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	65% Participation
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate	Point to Point Annual	60% Participation
1-Year SPDR Gold Shares PTP Cap	Point to Point Annual	10.5% Cap
1-Year S&P 500 PTP Cap (7-Year Lock)	Cap lock-in Annual	6.55% Cap
1-Year Fixed Account	Fixed	3.95% Fixed
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate	Point to Point Annual	65% Participation
1-Year SPDR Gold Shares PTP Cap	Point to Point Annual	10.75% Cap
1-Year S&P 500 PTP Cap (7-Year Lock)	Cap lock-in Annual	6.8% Cap
1-Year iShares U.S. Real Estate PTP Cap	Point to Point Annual	9% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.25% Cap
1-Year S&P 500 Average DRC 10% PR PTP Participation Rate	Point to Point Annual	70% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	8%	7%	6%	5%	4%	3%