Premier Income Bonus Rate & Reviews

Premier Income Bonus

Premier Income Bonus is a fixed-indexed annuity with a built-in rider that offers:

6% rider bonus, 6% roll-up rate, and 10-year rollup period (1.15% annual rider charge)
Guaranteed retirement income
The competitive earning potential with multiple interest crediting strategies
Flexibility to contribute additional purchase payments during the first two contract months
Access to your money with 10% penalty-free withdrawals
Early withdrawal charges and market value adjustments that end after seven years
Liquidity with extended care and terminal illness waiver riders

Available in states: AL, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, RI, SC, SD, TN, TX, VT, VA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.5% Fixed
1-Year S&P 500 DRC 10% TR PTP Participation Rate	Point to Point Annual	65% Participation
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate	Point to Point Annual	65% Participation
1-Year iShares U.S. Real Estate PTP Cap	Point to Point Annual	10% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.25% Cap
1-Year Fixed Account	Fixed	3.6% Fixed
1-Year S&P U.S. Retiree Spending TR PTP Participation Rate	Point to Point Annual	70% Participation
1-Year S&P 500 DRC 10% TR PTP Participation Rate	Point to Point Annual	70% Participation
1-Year iShares U.S. Real Estate PTP Cap	Point to Point Annual	10.25% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	6%	5%	4%	3%	3%	3%	3%

Riders

Name	Inbuilt	Fee
Premier Income Bonus GLWB	Yes	1.15% annually