NAC Charter Plus 10 Low Band (Most States) with EBR
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The Charter Plus 10 is a flexible premium annuity with a 10-year surrender charge period and an MVA provision.
Available in states:
AL, AZ, AR, CO, DC, FL, GA, IL, IA, KS, KY, LA, ME, MD, MA, MI, MS, MT, NE, NH, NM, NC, ND, RI, SD, TN, VT, WV, WI, and WY
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
2.45%
Fixed
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
5%
Cap
|
1-Year Nasdaq-100 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
25%
Participation
|
1-Year S&P 500 PTP Daily Average Spread |
Point to Point
Annual
Daily average
|
6.5%
Spread
|
1-Year S&P 500 LV DRC 5% TR PTP Spread |
Point to Point
Annual
|
2.9%
Spread
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
1.7%
Cap
|
2-Year S&P 500 LV DRC 8% TR PTP Spread |
Point to Point
Biennial
|
4.25%
Spread
|
2-Year Fidelity Multifactor Yield 5% ER PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
2-Year Barclays Transitions 12 PTP Participation Rate |
Point to Point
Biennial
|
75%
Participation
|
2-Year Barclays Transitions 6 PTP Participation Rate |
Point to Point
Biennial
|
150%
Participation
|
1-Year Barclays Transitions 12 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
1-Year Barclays Transitions 6 PTP Participation Rate |
Point to Point
Annual
|
100%
Participation
|
2-Year Morgan Stanley Dynamic Global PTP Enhanced Participation Rate |
Point to Point
Biennial
|
225%
Participation
|
1-Year Morgan Stanley Dynamic Global PTP Enhanced Participation Rate |
Point to Point
Annual
|
155%
Participation
|
2-Year Fidelity Multifactor Yield 5% ER PTP Enhanced Participation Rate |
Point to Point
Biennial
|
225%
Participation
|
1-Year Fidelity Multifactor Yield 5% ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
155%
Participation
|
2-Year Morgan Stanley Dynamic Global PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
1-Year Morgan Stanley Dynamic Global PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
1-Year Fidelity Multifactor Yield 5% ER PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
2-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
1-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
2-Year Goldman Sachs Equity TimeX PTP Participation Rate |
Point to Point
Biennial
|
85%
Participation
|
1-Year Goldman Sachs Equity TimeX PTP Participation Rate |
Point to Point
Annual
|
55%
Participation
|
2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
35%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 10% | 10% | 9% | 9% | 8% | 8% | 7% | 6% | 4% | 2% |
Riders
Name | Inbuilt | Fee |
---|---|---|
NAC Charter Plus 10 Đ•nhanced bonus rider | No | 0.95% annually (0.00% after 10 years) |