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A chocolate cake. Pasta. A pancake. They’re all very different, but they generally involve flour, eggs, and perhaps a liquid. Depending on how much of each ingredient you use, you can get very diffe...
1035 Exchange: A tax-free transfer of an Annuity contract from one insurer to another. A good reason to switch insurance companies is to lock in a higher return rate. Although a 1035 transfer is tax-f...
The Index Credit Rate for this option is based on the percentage change in the SP 500® Index over the course of a one-year period. Any year's positive percentage change is limited by a Cap Rate, whic...
Individual Retirement Accounts, more commonly known as IRAs, are a fundamental part of retirement planning for many Americans. Despite being different from annuities altogether, they carry certain sim...
Qualified cash or deferred arrangements (CODAs) permitted under Section 401(k) of the Internal Revenue Code, commonly referred to as “401(k) plans,” have become one of the most popular types of em...
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