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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Ameritas (Legacy Marketing Group) FlexMark Select LT Plus

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Highlights

FlexMark Select LT Plus annuities are all about flexibility and choice. Clients can tailor their FlexMark Select annuity to fit their need for accumulation and/or retirement income strategies. They can choose a bonus or no-bonus product and upgrade from a no-cost GLWB income rider to a for-cost GLWB rider that offers a stronger “roll-up” rate, lifestyle and level payout options, and an optional income booster. The diverse interest crediting options, with the option to receive higher participation and/or cap rates for a fee, provide additional flexibility.

Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Available in states: AK, CA, CT, DE, HI, ID, IN, MA, MN, MO, NV, NH, NJ, NM, OH, OK, OR, PA, SC, TX, UT, and WA
Type
Fixed Index
Premium Bonus
4%
Term
10 Years
Surrender schedule
9%9%8%7%6%5%4%3%2%1%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Market value adjustment
Return of premium
Minimum contribution
$25,000
Types of funds
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, and TSP
Brochure
Open brochure

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
1-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Annual
210% Participation
2-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Biennial
220% Participation
2-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Biennial
265% Participation
1-Year Russell 2000 PTP Cap
Point to Point
Annual
7.15% Cap
1-Year Russell 2000 PTP Cap
Point to Point
Annual
9.35% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.3% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.25% Cap
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
60% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
74% Participation
1-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Annual
200% Participation
1-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Annual
155% Participation
2-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Biennial
265% Participation
2-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Biennial
215% Participation
1-Year Fixed Account
Fixed
4.15% Fixed
1-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Annual
205% Participation
1-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Annual
165% Participation
2-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Biennial
275% Participation
2-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Biennial
220% Participation
1-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Annual
175% Participation
1-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Annual
215% Participation
2-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Biennial
225% Participation
2-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Biennial
280% Participation
1-Year Russell 2000 PTP Cap
Point to Point
Annual
7.3% Cap
1-Year Russell 2000 PTP Cap
Point to Point
Annual
9.6% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.6% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.6% Cap
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
62% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
76% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Flexmark MyFit Income Rider No 1.15% annually (2.00% max)
Flexmark MyFit Income Rider with Booster No 1.25% annually (2.00% max)
Flexmark MyFit Income Rider (Lifestyle Payout) No 1.15% annually (2.00% max)
Flexmark MyFit Income Rider with Booster (Lifestyle Payout) No 1.25% annually (2.00% max)
Flexmark Select Plus Basic Income Rider Yes

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