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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Structured Capital Strategies Plus 21 Series B

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Highlights

Structured Capital Strategies PLUS offers you a way to save for retirement with a straightforward path through the ups and downs of the investment world, so that you can retire with confidence knowing your money is protected from market downturns up to -20%. Because you have your own goals, needs and appetite for risk, this retirement strategy gives you flexibility to make choices that reflect the realities of your life and the world around you. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Term
6 Years
Surrender schedule
7%7%6%5%4%3%
Free withdrawal
10%
Market value adjustment
Return of premium
Minimum contribution
$25,000
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, and Inherited IRA
Brochure
Open brochure

Find out if the Structured Capital Strategies Plus 21 Series B is the right product for you.

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Allocation Accounts

Name Type Rates
6-Year S&P 500 Loss Limiter 95 Cap 10% Buffer
Loss Limiter 95
6-Year
50% Cap
1-Year S&P 500 Loss Limiter 90 Cap 10% Buffer
Loss Limiter 90
Annual
9.5% Cap
1-Year S&P 500 Dual Step Up Segment 15% Buffer
Dual Step Up
Annual
6.5% Performance triggered
1-Year S&P 500 Dual Step Up Segment 10% Buffer
Dual Step Up
Annual
7.5% Performance triggered
1-Year Russell 2000 Dual Step Up Segment 10% Buffer
Dual Step Up
Annual
9.5% Performance triggered
1-Year Russell 2000 Dual Step Up Segment 15% Buffer
Dual Step Up
Annual
8% Performance triggered
1-Year MSCI EAFE Dual Step Up Segment 10% Buffer
Dual Step Up
Annual
8% Performance triggered
1-Year MSCI EAFE Dual Step Up Segment 15% Buffer
Dual Step Up
Annual
6% Performance triggered
1-Year Nasdaq-100 Dual Step Up Segment 10% Buffer
Dual Step Up
Annual
9.5% Performance triggered
1-Year Nasdaq-100 Dual Step Up Segment 15% Buffer
Dual Step Up
Annual
7.8% Performance triggered
1-Year S&P 500 Dual Direction Cap 10% Buffer
Dual Directional
Annual
11% Cap
1-Year Russell 2000 Dual Direction Cap 10% Buffer
Dual Directional
Annual
15.5% Cap
1-Year S&P 500 Dual Direction Cap 15% Buffer
Dual Directional
Annual
8.5% Cap
1-Year Russell 2000 Dual Direction Cap 15% Buffer
Dual Directional
Annual
10.5% Cap
1-Year MSCI EAFE Dual Direction Cap 10% Buffer
Dual Directional
Annual
12% Cap
1-Year MSCI EAFE Dual Direction Cap 15% Buffer
Dual Directional
Annual
8% Cap
1-Year Nasdaq-100 Dual Direction Cap 10% Buffer
Dual Directional
Annual
14% Cap
1-Year Nasdaq-100 Dual Direction Cap 15% Buffer
Dual Directional
Annual
10% Cap
6-Year Russell 2000 Dual Direction Cap 10% Buffer
Dual Directional
6-Year
110% Cap
6-Year Russell 2000 Dual Direction Cap 15% Buffer
Dual Directional
6-Year
85% Cap
6-Year Russell 2000 Dual Direction Cap 20% Buffer
Dual Directional
6-Year
70% Cap
6-Year MSCI EAFE Dual Direction Cap 10% Buffer
Dual Directional
6-Year
750% Cap
6-Year MSCI EAFE Dual Direction Cap 15% Buffer
Dual Directional
6-Year
500% Cap
6-Year MSCI EAFE Dual Direction Cap 20% Buffer
Dual Directional
6-Year
350% Cap
6-Year Nasdaq-100 Dual Direction Cap 10% Buffer
Dual Directional
6-Year
90% Cap
6-Year Nasdaq-100 Dual Direction Cap 15% Buffer
Dual Directional
6-Year
80% Cap
6-Year Nasdaq-100 Dual Direction Cap 20% Buffer
Dual Directional
6-Year
75% Cap
6-Year S&P 500 Dual Direction Cap 20% Buffer
Dual Directional
6-Year
80% Cap
6-Year S&P 500 Dual Direction Cap 15% Buffer
Dual Directional
6-Year
100% Cap
6-Year S&P 500 Dual Direction Cap 10% Buffer
Dual Directional
6-Year
300% Cap
6-Year S&P 500 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
13% Cap
6-Year Nasdaq-100 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
15% Cap
6-Year Russell 2000 Annual Lock Cap 10% Buffer
Annual Lock
6-Year
16% Cap
6-Year MSCI EAFE Annual Lock Cap 10% Buffer
Annual Lock
6-Year
19% Cap
6-Year S&P 500 Enhanced Upside 110% Participation Rate with Cap 15% Buffer
Point to Point
6-Year
110% Participation
85% Cap
6-Year Nasdaq-100 PTP Cap 15% Buffer
Point to Point
6-Year
90% Cap
6-Year S&P 500 PTP Cap 10% Buffer Uncapped
Point to Point
6-Year
1-Year MSCI Emerging Markets PTP Cap 15% Buffer
Point to Point
Annual
17% Cap
1-Year EURO STOXX 50 PTP Cap 15% Buffer
Point to Point
Annual
34.5% Cap
6-Year S&P 500 PTP Cap 40% Buffer
Point to Point
6-Year
60% Cap
6-Year Russell 2000 PTP Cap 40% Buffer
Point to Point
6-Year
65% Cap
6-Year MSCI EAFE PTP Cap 40% Buffer
Point to Point
6-Year
200% Cap
6-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap 15% Buffer
Point to Point
6-Year
125% Participation
70% Cap
6-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap 10% Buffer
Point to Point
6-Year
125% Participation
75% Cap
6-Year Russell 2000 PTP Cap 10% Buffer
Point to Point
6-Year
120% Cap
6-Year Nasdaq-100 PTP Cap 40% Buffer
Point to Point
6-Year
65% Cap
6-Year S&P 500 Enhanced Upside 110% Participation Rate with Cap 10% Buffer
Point to Point
6-Year
110% Participation
90% Cap
1-Year S&P 500 PTP Cap 15% Buffer
Point to Point
Annual
11.5% Cap
1-Year EURO STOXX 50 PTP Cap 10% Buffer
Point to Point
Annual
57.5% Cap
1-Year MSCI Emerging Markets PTP Cap 10% Buffer
Point to Point
Annual
24% Cap
1-Year Nasdaq-100 PTP Cap 10% Buffer
Point to Point
Annual
17% Cap
1-Year MSCI EAFE PTP Cap 10% Buffer
Point to Point
Annual
20% Cap
1-Year Russell 2000 PTP Cap 10% Buffer
Point to Point
Annual
19% Cap
1-Year Russell 2000 PTP Cap 40% Buffer
Point to Point
Annual
9.5% Cap
6-Year S&P 500 PTP Cap 20% Buffer
Point to Point
6-Year
150% Cap
6-Year Russell 2000 PTP Cap 20% Buffer
Point to Point
6-Year
80% Cap
6-Year MSCI EAFE PTP Cap 20% Buffer
Point to Point
6-Year
650% Cap
6-Year Nasdaq-100 PTP Cap 20% Buffer
Point to Point
6-Year
85% Cap
1-Year S&P 500 PTP Cap 20% Buffer
Point to Point
Annual
10.5% Cap
1-Year S&P 500 PTP Cap 40% Buffer
Point to Point
Annual
8.5% Cap
6-Year MSCI EAFE PTP Cap 15% Buffer
Point to Point
6-Year
700% Cap
6-Year Russell 2000 PTP Cap 15% Buffer
Point to Point
6-Year
100% Cap
1-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap 10% Buffer
Point to Point
Annual
125% Participation
12% Cap
1-Year Russell 2000 PTP Cap 15% Buffer
Point to Point
Annual
15% Cap
1-Year Russell 2000 PTP Cap 20% Buffer
Point to Point
Annual
13% Cap
1-Year S&P 500 PTP Cap 10% Buffer
Point to Point
Annual
14% Cap
1-Year Nasdaq-100 PTP Cap 40% Buffer
Point to Point
Annual
9% Cap
1-Year MSCI EAFE PTP Cap 15% Buffer
Point to Point
Annual
15% Cap
1-Year MSCI EAFE PTP Cap 20% Buffer
Point to Point
Annual
12.5% Cap
1-Year MSCI EAFE PTP Cap 40% Buffer
Point to Point
Annual
11.5% Cap
1-Year Nasdaq-100 PTP Cap 20% Buffer
Point to Point
Annual
12% Cap
1-Year Nasdaq-100 PTP Cap 15% Buffer
Point to Point
Annual
13.5% Cap
6-Year MSCI EAFE PTP Cap 10% Buffer Uncapped
Point to Point
6-Year
6-Year S&P 500 PTP Cap 15% Buffer
Point to Point
6-Year
300% Cap
6-Year Nasdaq-100 PTP Cap 10% Buffer
Point to Point
6-Year
100% Cap
1-Year MSCI EAFE Step Up Segment 10% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year Nasdaq-100 Step Up Segment 15% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year S&P 500 Step Up Segment 10% Buffer
Performance Triggered
Annual
9.5% Performance triggered
1-Year Russell 2000 Step Up Segment 10% Buffer
Performance Triggered
Annual
12.3% Performance triggered
1-Year S&P 500 Step Up Segment 15% Buffer
Performance Triggered
Annual
8.5% Performance triggered
6-Year S&P 500 Step Up Segment 10% Buffer
Performance Triggered
6-Year
50% Performance triggered
1-Year MSCI EAFE Step Up Segment 15% Buffer
Performance Triggered
Annual
9.5% Performance triggered
1-Year Nasdaq-100 Step Up Segment 10% Buffer
Performance Triggered
Annual
12% Performance triggered
1-Year Russell 2000 Step Up Segment 15% Buffer
Performance Triggered
Annual
10.8% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6
Penalty 7% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
Return of Premium Death Benefit No 0.20% annually
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