4.0
based on complex data
Annuity Educator Rating
Annuity review
Structured Capital Strategies Series ADV (OR Only)
Carrying a rich history dating all the way back to 1859, founded as the Equitable Life Assurance Society of the United States, Equitable Financial Life Insurance Company of America serves as a subsidiary of the broader Equitable Holdings, Inc. organization. The company has become a key provider of life insurance, annuities, and other retirement planning solutions across the US. Designed to help investors and their families find financial well-being through a variety of products, Equitable Financial’s offerings cater to the unique preferences of their distinctive customer base.
Structured Capital Strategies Series ADV (OR Only)
Your Email
!
About Product
Type
Registered Index-Linked
Purpose
Accumulation
Surrender schedule
No Surrender Charge
Fee withdrawal:
100%
Flexible premium
Product Life
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$1,500,000
Max Age Qualified
75
Types Of Funds
Non-Qualified, 401k, IRA, IRA Rollover, 401a, TSA 403b, IRA-Roth, 457 plan, and 1035 Exchange
Structured Capital Strategies Series ADV is a variable and index-linked deferred annuity contract. The contract provides for the accumulation of retirement savings. The contract also offers a number of payout options. You invest to accumulate value on a tax-deferred basis in one or more of our variable investment options, in one or more of the Segments comprising the Structured Investment Option or in our Dollar Cap Averaging Program.
NYMEX Crude Oil index available in IRA contracts only
SPDR Gold Shares index available in IRA contracts only
NYMEX Crude Oil index available in IRA contracts only
SPDR Gold Shares index available in IRA contracts only
Available in states:
OR
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Annual
|
8.3%
Cap
|
| 1-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
Annual
|
12.5%
Cap
|
| 1-Year MSCI EAFE PTP Cap 10% Buffer |
Point to Point
Annual
|
8.2%
Cap
|
| 1-Year NYMEX Crude Oil Front Month PTP Cap 10% Buffer |
Point to Point
Annual
|
|
| 3-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Triennial
|
20%
Cap
|
Riders
No Riders for Structured Capital Strategies Series ADV (OR Only) annuity.
Waivers
No Waivers for Structured Capital Strategies Series ADV (OR Only) annuity.
Premium Notes
Issue Ages
0–85 for Nonqualified, Roth IRA & Traditional IRA Funds.
20–75 for Qualified Plans.
0–18 are available under a custodial agreement under the Uniform Gifts to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA).
Initial Minimum Contribution
$25,000
Subsequent Minimum Contribution
Nonqualified Funds & Qualified Plans: $500
Roth IRA & Traditional IRA: $50
There is no minimum requirement for transfers into a Segment or for contributions/transfers to a Segment Type Holding Account.
Maximum Contribution
$1.5 million
Higher contributions require prior approval. Maximum contribution through age 85 (or if later, the first contract date anniversary)
0–85 for Nonqualified, Roth IRA & Traditional IRA Funds.
20–75 for Qualified Plans.
0–18 are available under a custodial agreement under the Uniform Gifts to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA).
Initial Minimum Contribution
$25,000
Subsequent Minimum Contribution
Nonqualified Funds & Qualified Plans: $500
Roth IRA & Traditional IRA: $50
There is no minimum requirement for transfers into a Segment or for contributions/transfers to a Segment Type Holding Account.
Maximum Contribution
$1.5 million
Higher contributions require prior approval. Maximum contribution through age 85 (or if later, the first contract date anniversary)
Withdrawal Provisions
Free Withdrawal AmountAccess up to 100% of the account value free of withdrawal charges. Withdrawals from a Segment: Withdrawals prior to the Segment Maturity Date reduce the Segment Investment on a pro rata basis by the same proportion that the Segment Interim Value is reduced on the date of the withdrawal. The Segment Investment is reduced proportionately based on the percentage that was withdrawn from the Segment Interim Value.
Company Founded: 1859
Excellent Rated
Company
Company Ratings
4.1
- A.M. Best A
- S&P A+
- Moody's A1
- Comdex 82
Assets: $17,770,279,563
Arizona
