4.9
based on complex data
Annuity Educator Rating
Annuity review
Market Link Pro Advisory III
First founded in 1961, Jackson National Life Insurance Company has grown into a reputable force in the annuity and investment market. With a focus on providing various types of annuities, including variable, fixed, or indexed, the company plays a role in securing their clientele’s financial stability, particularly in retirement. Jackson National aims to help those approaching retirement better plan for their golden years by demonstrating expertise in investment management and offering personalized guidance for customers. Lately, they have diversified their product model by acquiring other insurance companies, such as the Life Insurance Company of Georgia and the SRLC America Holding Corp.


Market Link Pro Advisory III
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About Product
Type
Registered Index-Linked
Purpose
Lifetime Income
Surrender schedule
No Surrender Charge
Fee withdrawal:
10%
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$1,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, Traditional IRA, IRA Rollover, 401a, IRA Transfer, TSA 403b, IRA-Roth, 1035 Exchange, Inherited IRA, and NQ Stretch
Launch Date
05/19/2025
Jackson Market Link Pro Advisory III is a Registered Index-Linked Annuity contract. The Contract is an SEC registered, tax deferred annuity that permits you to link your investment to an Index (or multiple Indexes) over a defined period of time.
The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Withdrawals could result in negative Contract adjustments, taxes, and tax penalties, as applicable. The Contract may not be appropriate for you if you plan to take withdrawals from an Index Account Option prior to the end of the Index Account Option Term, especially if you plan to take ongoing withdrawals such as Required Minimum Distributions or Guaranteed Withdrawals under the +Income GMWB or +Income GMWB with Joint Option. We apply an Interim Value adjustment if amounts are removed from an Index Account Option during the Index Account Option Term, and if this adjustment is negative, you could lose up to 100% of your investment. Withdrawals could also result in significant reductions to your Contract Value and the Death Benefit (perhaps by more than the amount withdrawn), as well as to the Index Adjustment credited at the end of the Index Account Option Term. Withdrawals may also be subject to income taxes and income tax penalties if taken before age 59½. If you do intend to take ongoing withdrawals under the Contract, particularly from an Index Account Option during the Index Account Option Term, you should consult with a financial professional.
Intra-Term Performance Lock
Allows you to lock in your interim value at any point during the index account option term. The value at the lock-in point moves to a short duration fixed account until your next contract anniversary
End-term Performance Lock
Allows you to automatically move any positive index adjustment at the end of the index account option term into the 1-year fixed account.
The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Withdrawals could result in negative Contract adjustments, taxes, and tax penalties, as applicable. The Contract may not be appropriate for you if you plan to take withdrawals from an Index Account Option prior to the end of the Index Account Option Term, especially if you plan to take ongoing withdrawals such as Required Minimum Distributions or Guaranteed Withdrawals under the +Income GMWB or +Income GMWB with Joint Option. We apply an Interim Value adjustment if amounts are removed from an Index Account Option during the Index Account Option Term, and if this adjustment is negative, you could lose up to 100% of your investment. Withdrawals could also result in significant reductions to your Contract Value and the Death Benefit (perhaps by more than the amount withdrawn), as well as to the Index Adjustment credited at the end of the Index Account Option Term. Withdrawals may also be subject to income taxes and income tax penalties if taken before age 59½. If you do intend to take ongoing withdrawals under the Contract, particularly from an Index Account Option during the Index Account Option Term, you should consult with a financial professional.
Intra-Term Performance Lock
Allows you to lock in your interim value at any point during the index account option term. The value at the lock-in point moves to a short duration fixed account until your next contract anniversary
End-term Performance Lock
Allows you to automatically move any positive index adjustment at the end of the index account option term into the 1-year fixed account.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
15.5%
Cap
|
6-Year Nasdaq-100 Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
110%
Cap
|
6-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
118%
Cap
|
3-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
43%
Cap
|
1-Year S&P 500 Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
12%
Cap
|
1-Year Nasdaq-100 Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
14.5%
Cap
|
3-Year Nasdaq-100 Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
52%
Cap
|
6-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
|
1-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
11.5%
Cap
|
1-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
Annual
|
13.25%
Cap
|
3-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
|
6-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
|
3-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
|
6-Year MSCI EAFE Performance Boost Cap with 10% Buffer |
Performance Boost
6-Year
|
|
3-Year Russell 2000 Performance Boost Cap with 10% Buffer |
Performance Boost
Triennial
|
66%
Cap
|
1-Year Russell 2000 PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
22.5%
Cap
|
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
145%
Participation
|
1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
16.75%
Cap
|
1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
27%
Cap
|
1-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
10%
Cap
|
3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
117%
Participation
|
3-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
35%
Cap
|
6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
107%
Participation
|
6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
115%
Participation
|
6-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
70%
Cap
|
6-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
105%
Cap
|
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
130%
Participation
|
3-Year Russell 2000 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
44%
Cap
|
3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
117%
Participation
|
3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
102%
Participation
|
6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
125%
Participation
|
6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
115%
Participation
|
3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
105%
Participation
|
1-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
9%
Cap
|
1-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
21.5%
Cap
|
1-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
14.5%
Cap
|
1-Year Nasdaq-100 PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
18.25%
Cap
|
1-Year S&P 500 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
8.25%
Cap
|
1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
19.25%
Cap
|
1-Year S&P 500 PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
15.5%
Cap
|
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
130%
Participation
|
3-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
115%
Participation
|
6-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
115%
Participation
|
6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
145%
Participation
|
6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
130%
Participation
|
3-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
100%
Participation
36%
Cap
|
6-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
6-Year
|
100%
Participation
175%
Cap
|
6-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
6-Year
|
105%
Participation
|
6-Year Nasdaq-100 PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
100%
Participation
74%
Cap
|
3-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
100%
Participation
72%
Cap
|
3-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
105%
Participation
|
1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
13%
Cap
|
3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
145%
Participation
|
1-Year MSCI EAFE PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
107%
Participation
|
3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Triennial
|
130%
Participation
|
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer |
Point to Point
6-Year
|
115%
Participation
|
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Triennial
|
145%
Participation
|
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Triennial
|
102%
Participation
|
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
10.75%
Cap
|
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
100%
Participation
34%
Cap
|
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
17.25%
Cap
|
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with -10% Floor |
Point to Point
Annual
|
100%
Participation
37%
Cap
|
1-Year MSCI EAFE PTP Cap with Participation Rate with 100% Buffer |
Point to Point
Annual
|
100%
Participation
11%
Cap
|
1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer |
Point to Point
Annual
|
105%
Participation
|
1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer |
Point to Point
Annual
|
100%
Participation
17.25%
Cap
|
1-Year S&P 500 Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
11.3%
Performance triggered
|
1-Year Nasdaq-100 Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
7.9%
Performance triggered
|
1-Year Nasdaq-100 Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
15.5%
Performance triggered
|
1-Year MSCI EAFE Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
8.15%
Performance triggered
|
1-Year MSCI EAFE Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
13.6%
Performance triggered
|
1-Year MSCI EAFE Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
13.2%
Performance triggered
|
1-Year Nasdaq-100 Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
13.3%
Performance triggered
|
1-Year Russell 2000 Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
14.3%
Performance triggered
|
1-Year Russell 2000 Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
16.5%
Performance triggered
|
1-Year MSCI Emerging Markets Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
8.5%
Performance triggered
|
1-Year MSCI Emerging Markets Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
14.6%
Performance triggered
|
1-Year MSCI Emerging Markets Performance Triggered with -10% Floor |
Performance Triggered
Annual
|
14.4%
Performance triggered
|
1-Year Russell 2000 Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
8.3%
Performance triggered
|
1-Year S&P 500 Performance Triggered with 100% Buffer |
Performance Triggered
Annual
|
7.2%
Performance triggered
|
1-Year S&P 500 Performance Triggered with 10% Buffer |
Performance Triggered
Annual
|
13%
Performance triggered
|
Riders
Name | Inbuilt | Fee |
---|---|---|
+Income Rider | No | 1.45% annually |
Waivers
No Waivers for Market Link Pro Advisory III annuity.
Premium Notes
Maximum Issue Age is 85.
Minimum Single Premium is $25,000. Subsequent premiums not allowed.
Minimum Single Premium is $25,000. Subsequent premiums not allowed.
Withdrawal Provisions
Free WithdrawalsThe Free Withdrawal amount is equal to 10% of Remaining Premium during each Contract Year that would otherwise incur a Market Value Adjustment, less earnings. If an RMD or GAWA is applicable and exceeds 10% of Remaining Premium, the Free Withdrawal amount is equal to the greater of the RMD or GAWA, less earnings.
Company Founded: 1961
Excellent Rated
Company
Company Ratings
4.8
- A.M. Best A
- Fitch A
- S&P A
- Moody's A3
- Comdex 74
Assets: $61,127,932,391
Michigan