Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Athene Ascent Pro 10 Bonus

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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The Ascent 10 Bonus is a single premium fixed-indexed annuity with a 10 year surrender charge period and a MVA provision. The Ascent 10 Bonus also pays a first year premium bonus of 3% (varies by state) subject to a 10 year vesting schedule. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3% Fixed
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
115% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
150% Participation
1-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate
Point to Point
Annual
140% Participation
2-Year BNP Paribas Multi Asset Diversified 5 PTP Participation Rate
Point to Point
Biennial
190% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
80% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
120% Participation
1-Year S&P 500 DRC 5% TR PTP Participation Rate
Point to Point
Annual
60% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
6.25% Cap
2-Year S&P 500 FC PTP Participation Rate
Point to Point
Biennial
83% Participation
1-Year S&P 500 FC PTP Participation Rate
Point to Point
Annual
62% Participation
2-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Biennial
135% Participation
1-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Annual
100% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Biennial
135% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Annual
100% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 12% 12% 12% 11% 10% 9% 8% 7% 6% 4%

Riders

Name Inbuilt Fee
Ascent Pro 10 Bonus Income Rider - Option 1 with Earning-Indexed Income Yes 1.00% annually
Ascent Pro 10 Bonus Income Rider - Option 1 with Inflation Adjusted Income Yes 1.00% annually
Ascent Pro 10 Bonus Income Rider - Option 1 with Level Income Yes 1.00% annually
Ascent Pro 10 Bonus Income Rider - Option 2 with Earning-Indexed Income Yes 1.00% annually
Ascent Pro 10 Bonus Income Rider - Option 2 with Inflation Adjusted Income Yes 1.00% annually
Ascent Pro 10 Bonus Income Rider - Option 2 with Level Income Yes 1.00% annually