SILAC Insurance Company
4.8
based on complex data
Annuity Educator Rating
Annuity review

Denali 10 (Variation States)

Yang Retirement Solutions presents the Denali 10 - an annuity product aimed at securing your future. Opt for this innovative plan and enjoy high returns, superior tax benefits, and outstanding flexibility.

The best part about Denali 10? It offers quick, hassle-free payouts. A perfect choice for a worry-free retirement. Embrace a stress-free tomorrow with Denali 10!

Denali 10 (Variation States)-brochure Denali 10 (Variation States)-brochure

Denali 10 (Variation States)

Your Email

Compare this annuity with 800+ others from 100+ companies

$

No agent will call you

About Product

Type
Fixed Index
Purpose
Lifetime Income
Term
10 Years
Surrender schedule
9.3%
8.4%
7.5%
6.6%
5.7%
4.75%
3.8%
2.85%
1.9%
0.9%
Fee withdrawal:
5%
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and TSP
Launch Date
06/08/2020
SILAC Denali Series takes you on a new retirement journey. It provides guarantees where you need guarantees and flexibility where you need flexibility.


Available in states: CO, DE, ID, IN, MD, MA, MO, NV, SC, and TX

Allocation Accounts

Name Type Rates
1-Year Barclays Atlas 5 Boost Spread
Boost
Annual
4% Spread
1-Year S&P 500 RavenPack AI PTP Boost Spread
Boost
Annual
4.25% Spread
1-Year Nasdaq Generations 5 Boost Spread
Boost
Annual
4% Spread
1-Year Fixed Account
Fixed
4.25% Fixed
1-Year Fixed Account (TX Only)
Fixed
4.25% Fixed
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
102% Participation
1-Year Barclays Atlas 5 PTP Participation Rate
Point to Point
Annual
200% Participation
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.85% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
57% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate
Point to Point
Annual
215% Participation
1-Year Nasdaq Generations 5 PTP Participation Rate
Point to Point
Annual
205% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate
Point to Point
Annual
75% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 8% 8% 7% 6% 5% 4% 3% 2% 1%

Hypothetical Projection

Comparison against S&P 500 using current rates
See if this annuity ranks in your top 3 for Virginia
$
!

Riders

Name Inbuilt Fee
Denali with Lifetime Withdrawal Benefit Yes

Waivers

Nursing Home

Nursing Home Benefit After the first policy year, you can withdraw up to 100% of your annuity’s account value if you become confined to a qualified care facility for at least 90 consecutive days and meet the eligibility requirements. There is a waiting period of 1 year after policy issue date, and you cannot be confined at the time the policy is issued.

Terminal Illness

Terminal Illness Benefit After the first policy year, you can withdraw up to 100% of your annuity’s account value if you are diagnosed with a terminal illness that results in you have a life expectancy of 12 months or less and you meet the eligibility requirements. You cannot be confined at the time the policy is issued.

ADL

Home Health Benefit After the first policy year, you can withdraw up to 20% of your annuity’s account value each for 5 years if you need home health care services and meet the eligibility requirements.

Premium Notes

Minimum Premium 
  • $10,000 Qualified and Non-Qualified 
  • Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.
Note: we take TSP as a rollover to IRA.

Withdrawal Provisions

Free WithdrawalsIn the 1st Policy Year, Required Minimum Distributions can be withdrawn. After the 1st Policy Year, up to 5% of the Account Value or RMD can be withdrawn. One non-systematic free withdrawal allowed per year.

Company Founded: 1935
Average Rated Company
SILAC Insurance Company
Company Ratings
4.7
  • A.M. Best B
  • Comdex 35
Assets: $10,393,472,750
Utah

You might also be interested in

James Alden Experienced Annuity Educator
25 years experience
3,712 career consultations
4 slots free for today
scheduling.
Your Name
Your Phone
Thank you for your trust! I have received your contact information. Please wait for a call within 30 minutes. 😌