Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Vega Bonus 10 (Most States)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The SILAC Vega Series is a comprehensive fixed index annuity focused on the accumulation of retirement benefits. The benefit value that automatically comes with all Vega FIA's offers multiple income options, growth, and an enhanced legacy benefit to navigate retirement.
Available in states: AL, AZ, AR, CT, DC, FL, GA, HI, IL, IA, KS, KY, LA, ME, MI, MS, NE, NH, NM, NC, ND, OK, RI, SD, TN, VT, VA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Credit Suisse RavenPack Boost Spread
Boost
Annual
0.5% Spread
1-Year Barclays Atlas 5 Boost Spread
Boost
Annual
0.25% Spread
1-Year Nasdaq Generations 5 Boost Spread
Boost
Annual
0.25% Spread
1-Year Fixed Account
Fixed
2% Fixed
1-Year Credit Suisse RavenPack PTP Participation Rate
Point to Point
Annual
110% Participation
1-Year Barclays Atlas 5 PTP Participation Rate
Point to Point
Annual
105% Participation
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
50% Participation
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
1.75% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
27% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5% Cap
1-Year Nasdaq Generations 5 PTP Participation Rate
Point to Point
Annual
107% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate
Point to Point
Annual
40% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 12% 12% 11% 10% 9% 8% 7% 6% 4% 2%

Riders

Name Inbuilt Fee
Vega Bonus 10 with Level Lifetime Withdrawal Benefit (Issue Age 0-80) Yes
Vega Bonus 10 with Level Lifetime Withdrawal Benefit (Issue Age 81-85) Yes
Vega Bonus 10 with Increasing Lifetime Withdrawal Benefit (Issue Age 0-80) Yes
Vega Bonus 10 with Increasing Lifetime Withdrawal Benefit (Issue Age 81-85) Yes