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Denali Bonus 10

The Denali Bonus 10 Annuity stands out for guaranteeing steady income during retirement. There's a real sense of security knowing that you'll receive a check every month, no matter what!

Its 10% bonus on all premiums during your first year is also hard to ignore. This encouraging headstart along with competitive interest rates proving it's an excellent choice for smart retirement planning.

Denali Bonus 10

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Your State

Investment

Your Gender

Your Age

Retire At

About Product

Type

Fixed Index

Purpose

Accumulation

Premium Bonus

15%

Term

10 Years

Surrender schedule

12%

11%

10%

Fee withdrawal:

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Traditional IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, Inherited IRA, TSP, and Roth Conversion (Full)

Launch Date

06/08/2020

The Denali Bonus Series is designed to help meet your long-term retirement savings needs. It includes a withdrawal charge period. If you withdraw more than the free amount allowed during the withdrawal charge period, a withdrawal charge, market value adjustment and bonus recovery, if applicable, will be applied.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Barclays Atlas 5 Boost Spread (Most States)	Boost Annual	2.5% Spread
1-Year S&P 500 RavenPack AI PTP Boost Spread (Most States)	Boost Annual	2.75% Spread
1-Year Nasdaq Generations 5 Boost Spread (Most States)	Boost Annual	2.5% Spread
1-Year Fixed Account (Most States)	Fixed	3.5% Fixed
1-Year S&P 500 PTP Participation Rate (Most States)	Point to Point Annual	45% Participation
1-Year S&P 500 PTP Cap (Most States)	Point to Point Annual	6.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap (Most States)	Point to Point Annual Monthly sum	2.25% Cap
1-Year Barclays Atlas 5 PTP Participation Rate (Most States)	Point to Point Annual	155% Participation
1-Year S&P 500 PTP Monthly Average Participation Rate (Most States)	Point to Point Annual Monthly average	80% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate (Most States)	Point to Point Annual	165% Participation
1-Year Nasdaq Generations 5 PTP Participation Rate (Most States)	Point to Point Annual	160% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate (Most States)	Point to Point Annual	62% Participation
1-Year Bloomberg Versa 10 PTP Participation Rate (Most States)	Point to Point Annual	75% Participation
1-Year S&P 500 RavenPack AI PTP Boost Spread (Compact States)	Boost Annual	1.5% Spread
1-Year Barclays Atlas 5 Boost Spread (Compact States)	Boost Annual	1.25% Spread
1-Year Nasdaq Generations 5 Boost Spread (Compact States)	Boost Annual	1.25% Spread
1-Year Nasdaq Generations 5 Boost Spread (Variation States)	Boost Annual	1.75% Spread
1-Year S&P 500 RavenPack AI PTP Boost Spread (Variation States)	Boost Annual	2% Spread
1-Year Barclays Atlas 5 Boost Spread (Variation States)	Boost Annual	1.75% Spread
1-Year Fixed Account (Compact States)	Fixed	2.5% Fixed
1-Year Fixed Account (Variation States)	Fixed	3% Fixed
1-Year Fixed Account (Variation States)(TX Only)	Fixed	3% Fixed
1-Year Bloomberg Versa 10 PTP Participation Rate (Compact States)	Point to Point Annual	62% Participation
1-Year S&P 500 PTP Cap (Variation States)	Point to Point Annual	6% Cap
1-Year S&P 500 PTP Participation Rate (Variation States)	Point to Point Annual	42% Participation
1-Year Nasdaq Generations 5 PTP Participation Rate (Variation States)	Point to Point Annual	140% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate (Compact States)	Point to Point Annual	50% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate (Compact States)	Point to Point Annual	135% Participation
1-Year S&P 500 PTP Monthly Average Participation Rate (Compact States)	Point to Point Annual Monthly average	65% Participation
1-Year Barclays Atlas 5 PTP Participation Rate (Compact States)	Point to Point Annual	125% Participation
1-Year S&P 500 PTP Monthly Sum Cap (Compact States)	Point to Point Annual Monthly sum	2% Cap
1-Year S&P 500 PTP Cap (Compact States)	Point to Point Annual	5.25% Cap
1-Year Nasdaq Generations 5 PTP Participation Rate (Compact States)	Point to Point Annual	130% Participation
1-Year S&P 500 PTP Participation Rate (Compact States)	Point to Point Annual	37% Participation
1-Year S&P 500 PTP Monthly Sum Cap (Variation States)	Point to Point Annual Monthly sum	2% Cap
1-Year Barclays Atlas 5 PTP Participation Rate (Variation States)	Point to Point Annual	140% Participation
1-Year S&P 500 PTP Monthly Average Participation Rate (Variation States)	Point to Point Annual Monthly average	70% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate (Variation States)	Point to Point Annual	150% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate (Variation States)	Point to Point Annual	55% Participation
1-Year Bloomberg Versa 10 PTP Participation Rate (Variation States)	Point to Point Annual	67% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	12%	12%	11%	10%	9%	8%	7%	6%	4%	2%

Riders

Name	Inbuilt	Fee
Denali Bonus with Lifetime Withdrawal Benefit	Yes

Waivers

Nursing Home

Unavailable in states: CA, and SD

After the first policy year, you can withdraw up to 100% of your annuity’s account value if you become confined to a qualified care facility for at least 90 consecutive days and meet the eligibility requirements. There is a waiting period of 1 year after policy issue date, and you cannot be confined at the time the policy is issued.

Terminal Illness

Unavailable in states: CA

After the first policy year, you can withdraw up to 100% of your annuity’s account value if you are diagnosed with a terminal illness that results in you have a life expectancy of 12 months or less and you meet the eligibility requirements. You cannot be confined at the time the policy is issued.

ADL

Unavailable in states: CA, and SD

Home Health Benefit. After the first policy year, you can withdraw up to 20% of your annuity’s account value each for 5 years if you need home health care services and meet the eligibility requirements.

Premium Notes

Minimum Premium

$10,000 Qualified and Non-Qualified
Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.

Withdrawal Provisions

Free withdrawalsEach year after the first policy year, you may withdraw up to 5% of your account value (as of the most recent policy anniversary). Free withdrawals will not be subject to withdrawal charges, market value adjustments or bonus recovery percentages, if applicable. One non-systematic free withdrawal allowed per year.

Company Founded: 1935

Average Rated Company

SILAC Insurance Company

Company Ratings

4.7